There are many things to consider when setting up your new life in the UK, one of which is opening a new bank account. To help, we put together a few tips and suggestions to get you started, including the following topics:
There are various different, and whilst one type of bank will suit one person, it may not suit everyone. So, it is important to shop around and find the right bank account for you.
When choosing a bank account, it can get confusing. There can be accounts that are simple to set up, with no fees, or accounts that require a monthly fee. Equally, you now have the option of online banking with banks that have few or no local branches at all, or you may prefer a bank that has a branch nearby, so you can pop in anytime.
We have taken a look at the easiest to set up, but as above, they may still not be the right account for you. If you want to discuss further after reading this blog, why not give us a call and one of our specialist consultants will answer any questions you may have.
Before we look at specific examples, it is important to mention why setting up a bank account is important.
Firstly, you will need to notify your employer where to pay you!
And secondly, a good bank account will offer ease of use, support you in building your credit score (important for your future in the UK), pay bills, and easily check your balance.
Similar to a lot of administrative tasks, to set up an account you will need to make an appointment with the bank and bring along the right documents.
Most banks won’t let you drop in, so it is a good idea to call in advance and schedule in your appointment. The appointment will be focused on discussing your situation in order to open the account.
Once you have booked the appointment you can then start to prepare the documents to bring with you. Basically, one document to prove your identity and one to prove your address.
To prove your identity, you will need one of the following:
Every bank has its own idea of how to prove your address, the following are widely accepted:
However, as an IMG you will be new to the UK, so you might not have any of the above as evidence of your address. The good news is that most banks will accept a letter of employment from your Trust (employer) written to the bank.
You can request an employment letter from your Trust HR department. This must confirm:
It must be on letter headed paper, stamped, signed and dated. Speak to your IMG Consultant who will be happy to help you set this up.
Once you have completed your meeting (usually around an hour), your account will be set up and ready to use.
Now that you have your new account number (8 digits) and sort code (6 digits) you can provide these to your payroll department ready for your first pay cheque!
Don’t forget you will also need your NI number! Read our blog on how to get yourself a NI number if you haven't already.
You will also receive your bank card and pin code in the post, these are usually delivered separately.
If you receive one but not the other a day or so after, then contact the bank and they will reissue these. These usually arrive approximately 5 working days after setting up the account, but your bank will advise on the specific number of days so that you can keep an eye out for their arrival.
Once arrived, you can use this to make payments everywhere, including online. If you want to change the pin, you can change this at most bank machines to something that you will remember! Be sure to choose memorably but randomly, not 1234!
Now that you are set up, most banks will offer an online account to monitor your income. Most have an app that you can download to your smartphone to manage outgoings and transfers.
With the banking market bringing a wide range of accounts and banks, it is hard to navigate through all the accounts on offer.
The most important advice we can give is to shop around. Check online and compare what is on offer across a wide range of banks. Often, it can also be easier to open an account with one of the bigger UK banks.
Here are a few things to consider when selecting your account and discussing what is offered during your meeting with the bank:
Some banks offer specific accounts for people who have recently relocated to the UK, usually called new to the UK accounts.
You can also chat to an advisor online to answer any questions you may have before you make the decision to arrange an appointment, check the bank websites for web chat options.
Whatever type of banking suits you, it is always best to research extensively, especially online, which will give you a full idea of what they offer.
The five main banks in the UK are:
Opening an account with these banks is usually easy, and they offer a range of accounts with online options.
Another popular option is to set up a Monzo account as they are very quick, easy to set up - whilst they offer a useful mobile app platform which makes it easy to keep track of your expenses. They also offer free payments and withdrawals outside of the UK whilst are an FSCS approved bank so offer the same security as one of the main five banks.
Ethical banks are those that invest your money transparently and only business, companies and investments that do not have a harmful impact on local communities and the environment. The following two are good options:
Triodos Bank offer a great option for Ethical Banking. They invest their money transparently and into projects and trusts that benefit local communities and the planet we live in. They do not invest in any fossil fuel companies or any business that has a harmful impact. Our directors and our business bank with Triodos.
Co-operative Bank offers a range of accounts and can be set up online easily.
Search and find live NHS doctor jobs in the UK
In our IMG Resources library you can read more useful articles on finding an NHS trust doctor job, pay scales & doctor’s salary in the UK, relocation and much more!
Get in touch using the buttons above (and below) to discuss doctor job opportunities in the NHS, including discussions regarding a typical doctor salary in the UK and the most suitable hospital locations for you.
A NHS Trust in the South East of England is looking for a Specialist Doctor in Medical Oncology with an interest in Breast. The Oncology department includes a team of consultants and is supported by a large group of specialty doctors and clinical fellows. This Medical Oncology role is open to both UK-based and international applicants, with those holding FRCR/MRCP especially encouraged to apply.
Anyone requiring portfolio support (formerly known as CESR) can have their needs reviewed on a case-by-case basis.
Doctors with FRCR/MRCP and an interest in breast cancer are encouraged to apply. The salary will range from £96,990 – £107,155.
Deliver high-quality oncology care, including chemotherapy, hormone therapy, and targeted therapy.
Participate in multidisciplinary team meetings and provide leadership for tumour site specialisations.
Supervise and mentor junior medical staff, contributing to teaching and research activities.
Engage in clinical governance and audit work to maintain high standards of care.
This region offers a balance of busy towns and peaceful countryside. There are excellent schools, reliable transport links to London and Europe, and a wide range of leisure activities — including historic sites, coastal attractions, and cultural events. The area combines accessibility with quality of life, making it attractive for professionals and families alike.
When applying through IMG Connect, you’ll receive full support from a specialist recruitment team who will guide you through every step. Support includes:
CV preparation and tailored feedback sessions.
Application support with in-depth NHS and recruitment insights.
At least two video-based interview preparation sessions.
Help with contract discussions and offer negotiations, including relocation packages.
Once you’ve accepted your offer, you’ll have access to a dedicated relocation executive to assist with:
Document collection and checks.
COS and visa support where needed.
Short- and long-term accommodation options.
Travel planning.
Family support, including help finding schools and settling in.
A large NHS Trust in the Midlands is looking for a Consultant Interventional Radiologist with an interest in complex vascular and non-vascular procedures. The Radiology department comprises a team of experienced consultants and is supported by a large team of middle grade doctors. This Interventional Radiology job is open to both international applications and UK-based doctors, though those with European Specialist or FRCR qualifications are most encouraged to apply.
Anyone requiring portfolio support (formally known as CESR) can have their required support discussed on a case by case basis.
JOB REQUIREMENTS AND DETAILS
FRCR or equivalent and extensive experience in interventional radiology are required for this role, and anyone with an interest in complex vascular and non-vascular procedures should apply. The salary will be between £105,504 to £139,882 dependent on experience.
CORE DUTIES OF THIS ROLE
Lead a comprehensive range of interventional radiology procedures under consultant supervision.
Assist in the general radiology workload including the Interventional on-call rota.
Lead teaching and supporting junior radiological staff and radiographers.
Lead departmental audit and research activities, with the opportunity to pursue formal research.
LIFE IN THE WEST MIDLANDS
This role is based in the West Midlands, offering access to urban living in cities like Birmingham and more peaceful rural areas such as Solihull and Warwickshire. The region is known for its excellent schools, strong transport links, and a wide variety of leisure activities for individuals and families alike. With a rich industrial heritage, the West Midlands remains one of the UK’s most historically significant and economically vibrant regions.
HOW WILL IMG CONNECT SUPPORT YOU?
When applying with IMG Connect you’ll have the full support of an expert recruitment team who will be your recruitment and relocation partners throughout the process. We\'ll support you with:
Once you have accepted your new role, you’ll then be supported and led throughout by one of our dedicated relocation executives who will guide you through all the way to starting to your new role including:
An excellent NHS job opportunity for an experienced Consultant to join this NHS Trust as a Consultant in Haematology working in an established medical setting in the UK. This NHS job offers CESR Portfolio Pathway support and international applications from IMGs are welcome.
The NHS Trust
The NHS Trust is one of the largest integrated care providers in England, serving a diverse population with a commitment to high-quality care and continuous improvement. The Trust operates across multiple sites, offering a broad range of services through various care groups, including Surgery, Integrated Medical Specialties, Family Health, Community, and Clinical Specialist Services. It provides a dynamic environment that supports innovation, education, and collaboration.
The Haematology Department & Team
The Haematology Department is a forward-thinking unit, staffed by a dedicated team of Consultant Haematologists and Clinical Nurse Specialists. The department focuses on outpatient and day case treatments, with a collaborative approach to inpatient care. It utilizes advanced facilities for a wide range of haematological services and participates in regional MDTs. This new consultant post will primarily be based at one of the main hospital sites but may involve activities across other locations within the Trust.
Continued Professional Development
This NHS job offers further training and accreditation within haematology, including CESR Portfolio Pathway Support, access to specialty training, and the opportunity to develop sub-specialist interests. The Trust supports continuous professional development and encourages participation in research and teaching activities. There is a strong emphasis on education with regular clinical meetings, audit sessions, and opportunities for career advancement.
Location
The location is ideal for international doctors and their families, offering affordable living costs, good schools, and a rich cultural heritage. There are numerous recreational activities, from exploring beautiful countryside and national parks to enjoying vibrant community events and historical sites. The area has excellent transport links, including easy access to major cities and convenient connections to international airports.
Am I eligible for this role?
UK based candidates:
EEA candidates:
Non-EEA candidates:
Consultant Psychiatrist – Child and Adolescent Mental Health Service (CAMHS)
South Wales
A dynamic and transformational CAMHS service in South Wales is seeking a Consultant Psychiatrist with a strong interest in child and adolescent mental health. The successful candidate will join a well-established multidisciplinary team delivering specialist care across the region, contributing to service development and clinical leadership within a collaborative and forward-thinking environment. Doctors with MRCPsych, CESR interest, or a European Specialist qualification are encouraged to apply.
This is a fantastic opportunity to work within a progressive mental health service with access to regional tier 4 services and a population of approximately 380,000. The post supports the organisation’s strategic vision to integrate CAMHS more closely into community settings while developing clinical pathways in areas including eating disorders, complex care, youth justice, and neurodevelopmental disorders.
We welcome applications for full-time, part-time, or flexible working arrangements and will support CESR (Certificate of Eligibility for Specialist Registration) development on an individual basis.
JOB REQUIREMENTS AND DETAILS
Salary: £109,725 – £145,478 dependent on Consultant experience.
Full GMC registration with a licence to practise is essential.
Eligibility for inclusion on the GMC Specialist Register or within six months of CCT.
Section 12 approval (or eligibility within 6–12 months).
Experience delivering psychiatric care in CAMHS or related services is required.
A collaborative, developmental, and family-focused approach, with excellent communication and leadership skills, is highly valued.
Opportunities for career development through CPD, peer supervision, quality improvement, and service leadership.
CORE DUTIES OF THIS ROLE
Provide consultant-level psychiatric care to children and adolescents as part of a multidisciplinary CAMHS team.
Lead clinical care planning, review, and treatment delivery in partnership with colleagues across mental health, health, education, and social care.
Work closely with specialist regional services including adolescent inpatient units, eating disorder outreach services, and forensic CAMHS consultation teams.
Participate in the CAMHS consultant on-call rota (with prospective cover).
Contribute to service improvement, pathway development, and integrated working in line with strategic planning goals.
Provide supervision and clinical leadership to junior medical staff and allied professionals.
Participate in annual appraisal, job planning, and revalidation, with access to local peer groups and CPD.
Uphold principles of clinical governance, information governance, and risk management across the CAMHS Directorate.
LIFE IN SOUTH WALES
South Wales offers a rare combination of coastal beauty, green open spaces, and urban convenience. With beautiful landscapes, affordable living, and excellent local amenities, it is an ideal location for professionals and families alike. The region is well-connected by public transport and road networks and offers easy access to nearby cities and airports.
Healthcare professionals in the area benefit from a supportive and inclusive working environment and access to a wide network of services across health, education, and social care.
If you are passionate about delivering outstanding CAMHS care and want to help shape future services in a supportive, innovative setting, we welcome your application. Please note that we may close this post early if sufficient applications are received.
HOW WILL IMG CONNECT SUPPORT YOU?
When applying with IMG Connect, you’ll have the full support of an expert recruitment team who will be your recruitment and relocation partners throughout the process. We\'ll support you with:
CV preparation with a bespoke session with one of our specialists.
Application support with expert knowledge of NHS specialisms & recruitment practice.
At least two video interview preparation sessions.
Contract and offer negotiations for salary, relocation packages, tenure, and more.
Once you have accepted your new role, you’ll be supported by one of our dedicated relocation executives, who will guide you through the process, including:
Document gathering and checking.
COS and Visa Application support, if applicable.
Support sourcing short- and long-term accommodation.
Travel arrangements and family support for finding schools and other aspects of pastoral care.
Consultant Psychiatrist – Acute Inpatient Service
South of England | Close to London
An inclusive and progressive NHS mental health trust in the South of England is seeking a Consultant Psychiatrist with a strong interest in acute inpatient care. The successful candidate will join a compassionate and collaborative multidisciplinary team, providing high-quality psychiatric care to adults and clinical leadership across inpatient services. Doctors with MRCPsych, CESR interest, or a European Specialist qualification are encouraged to apply.
This is a fantastic opportunity to join a leading NHS Foundation Trust known for integrated working, a strong culture of kindness and respect, and its commitment to clinical excellence and innovation.
Applications are welcome for full-time, part-time, or flexible working patterns. CESR (Certificate of Eligibility for Specialist Registration) support is available and tailored to individual needs.
Full GMC registration with a licence to practise is essential.
Eligibility for inclusion on the GMC Specialist Register or within six months of CCT.
Section 12 approval (or eligibility within 6–12 months).
Clinical experience in managing acute adult mental illness in inpatient settings is required.
Strong teamworking, communication, and leadership skills are essential.
Ongoing opportunities for professional development through training, leadership pathways, teaching, and academic engagement.
Provide Consultant-level psychiatric care to adult inpatients, in line with the Trust’s Acute Operational Policy.
Deliver clinical leadership and active involvement in quality improvement initiatives.
Work collaboratively with multidisciplinary teams and contribute to a recovery-focused, trauma-informed approach to care.
Coordinate with specialist and community teams to ensure effective patient transitions and continuity of care.
Supervise and support junior doctors, specialty trainees, and students.
Participate in Consultant on-call rota (details available on request).
Engage in audit, teaching, research, and service development activities.
Located in the South of England, this opportunity offers the perfect balance of professional fulfilment and quality of life. The area combines vibrant urban centres, picturesque countryside, and excellent transport links — with London just 30 minutes away by train, and both Heathrow and Gatwick airports nearby for easy international travel.
This region is known for its historic market towns, outstanding schools, and a wide range of cultural and recreational activities. Whether you\'re relocating alone or with family, it offers something for everyone — from city convenience to coastal calm.
The Trust is committed to inclusivity, wellbeing, and the development of its workforce, offering access to flexible working and a wide range of staff benefits.
When applying with IMG Connect, you’ll have the full support of an expert recruitment team who will be your recruitment and relocation partners throughout the process. We\'ll support you with:
CV preparation with a bespoke session with one of our specialists.
Application support with expert knowledge of NHS specialisms & recruitment practice.
At least two video interview preparation sessions.
Contract and offer negotiations for salary, relocation packages, tenure, and more.
Once you have accepted your new role, you’ll be supported by one of our dedicated relocation executives, who will guide you through the process, including:
Document gathering and checking.
COS and Visa Application support, if applicable.
Support sourcing short- and long-term accommodation.
Travel arrangements and family support for finding schools and other aspects of pastoral care.