IMGs will want to know what an NHS consultant salary could mean as monthly take-home pay in England.
To help overseas doctors plan for life in the UK we put together some examples to give a better idea of what you'll actually keep each month. We hope they are of use!
How much will I take home?
Firstly, take home pay in the UK is the amount that you will receive in your bank account after all deductions have been made from your annual salary. Deductions include Income Tax, National Insurance and NHS pensions.
It is important to state that this is just a guideline. We have based our figures on the gross salary for each pay threshold and have assumed that you do not have other sources of income.
The figures can be higher or lower depending on any additional responsibilities or hours worked, other sources of income you have, your final tax bracket, whether you opt out of pension, and whether you claim for your tax-deductible expenses.
Take-Home Pay Expectations in England
Threshold
Annual gross salary*
Estimated annual take-home pay**
Estimated monthly take-home pay**
1
£99,532
£68,286
£5,691
2
£99,532
£68,286
£5,691
3
£99,532
£68,286
£5,691
4
£105,390
£70,606
£5,884
5
£108,390
£71,746
£5,979
6
£118,884
£75,733
£6,311
7
£131,964
£81,727
£6,811
8
£131,964
£81,727
£6,811
*Before tax and pension
**Based on standard salary and not inclusive of additional payments for extra hours worked or pension deductions
To explore the pay and salary conditions across all grades in the UK take a look at our series of blogs on career structure and pay for NHS doctors in our IMG Resources library.
IMG Jobs
Search and find live NHS doctor jobs in the UK
IMG Resources
In our IMG Resources library you can read more useful articles on finding an NHS trust doctor job, pay scales & doctor’s salary in the UK, relocation and much more!
Get in Touch
Get in touch using the buttons above (and below) to discuss doctor job opportunities in the NHS, including discussions regarding a typical doctor's salary in the UK and the most suitable hospital locations for you.
Follow us on social media through the links below for regular news and updates on NHS Jobs, relocating to the UK and working in the NHS:
Navigating the financial landscape as an NHS employee, understanding various aspects, from pension contributions to childcare costs and general living expenses. In this blog, we'll break down essential information to help you manage your finances effectively.
Pension Contributions:
As an NHS employee, you contribute 13.5% of your income to the NHS Pension Scheme, with the NHS topping this up by 20.6%. These contributions are tax-free, reducing your taxable income. You can access a portion of your pension pot at the age of 55, with the remainder available upon retirement.
Childcare Costs:
Childcare options such as after-school clubs are available at most UK schools, typically running from 3:00 pm to 6:15 pm. Costs range from £10 to £20 per day on average, and you can utilize the tax-free childcare scheme to save up to 20% (up to £2,000 annually) on these expenses. Budgeting around £2,000 to £3,000 per year for part-time childcare is advisable.
Rents and Bills:
The cost of living in the UK, including rents and bills, varies by location. For instance, in areas like Bournemouth and Poole, rent for a 2-bed flat or terraced house near the hospital might range from £1,200 to £1,400 per month. Additional monthly expenses, including council tax, utilities, and internet, can total around £1,750 to £1,800.
General Costs:
Budgeting for phone contracts, groceries, and transportation is essential. Phone contracts typically range from £10 to £20 per month, while groceries may cost around £350 to £400 monthly for a healthy balanced diet. Transportation expenses, including car ownership costs and fuel, should also be considered.
Navigating Financial Decisions:
Opting out of the NHS Pension Scheme to increase take-home pay may seem tempting, but it's generally not advisable. Earning above £100,000 annually can result in losing tax-free allowances and government childcare benefits. Pensions become increasingly valuable in managing taxable income, particularly for senior doctors and consultants.
Conclusion:
Managing finances as an NHS employee requires careful planning and consideration of various expenses, including pension contributions, childcare costs, rent, bills, and general living expenses. By understanding these financial aspects, you can make informed decisions to ensure financial stability and well-being throughout your career.
IMG Jobs
Search and find live NHS doctor jobs in the UK
IMG Resources
Read more useful articles on finding an NHS trust doctor job, pay scales & doctor’s salary in the UK, relocation and much more!
Get in Touch
Don’t hesitate to get in touch using the buttons above (and below) to discuss doctor job options in the NHS, including discussions regarding a typical doctor's salary in the UK and the most suitable hospital locations for you.
For regular news and updates, follow IMG Connect on social media using the links below:
Communities are a wonderful thing and feeling part of a community is vital to any doctor and their family looking to make a new home for themselves in the UK.
In this article we will look at seven of the communities that exist in both professional and social circle, which can help you to be happy in your new NHS job and UK home.
Study preparations groups
Whether it's preparing for PLAB, Royal College or IELTS exams, having friends or colleagues to revise with and push each other is incredibly important.
You can find WhatsApp groups for the specific exams on our IMG Community Facebook page and we highly recommend joining a study group if you have not already.
Any friends and family in the UK
Make the most of any contacts you already have. Make sure to get in touch with any friends or relations let them know your relocation plans. They may give you some trusted hints and tips for the area you are moving to, or just make sure you are looked after from the moment you touch down.
Either way, building friend and family circles around you is very important.
Facebook groups and the IMG Community
There are many Facebook groups out there geared towards helping doctors like yourself trying to work as a doctor in the UK.
With that in mind, IMG Connect runs a vetted Facebook community that covers all the topics that you might need help or support on. This includes exam support, registration guidance, first-hand advice and knowledge on hospitals and their departments, relocation support, schooling etc. This list goes on and on!
Whatever question or help you might need, you can ask us in private or publicly to the community page, you will usually have a response in minutes.
By joining the IMG Community Facebook group you will be immediately in touch with thousands of people in very similar scenarios to yourself.
Colleagues and peers in your department
The relationships you hold with the people at work are hugely important; you will spend roughly 60-70% of your day working with them after all!
Make sure to involve yourself with your department, the hospital as a whole and become part of the trust’s wider community.
Understanding with their values whilst engaging socially with your colleagues will go a long way to ensuring you are happy and content in your day-to-day job and make you a much better NHS doctor.
GMC workshops and events
As the GMC knows, adapting to a new healthcare system is hard for any doctor, regardless of experience.
The GMC’s free Welcome to UK Practice workshop is designed to help doctors new to the NHS. By offering guidance on GMC and UK medical ethics, it aims to give you the confidence and assurance to make the right choices in difficult ethical scenarios.
These are of course great ways to connect with doctors in similar situations to your own, allowing you to make new friends & contacts with other doctors new to the NHS like yourself.
Royal College courses, workshops and events
As with the GMC, Royal Colleges in the UK run a wide variety of professional and cultural events that are often free to attend.
Take them up on opportunities to further your learning or meet interesting and influential people in your specialty! Whether it’s an art exhibition hosted by your Royal College or an amazing talk by a field specialist, being a member and part of Royal College community is a valuable thing.
The local community you move to
Anyone and everyone can get involved in your community. It doesn’t matter who you are, how old you are, what you believe in; there will always be something there for you. What you get in return is both priceless and invaluable whatever stage of life you are at: Meeting new people – building new friendships, improving your English, experiencing different cultures, improving relations between different communities in your area, building confidence, self-esteem and giving structure to life in the UK.
Get involved in your local school, charities and parks, or look online for groups, activities and events.
And if you do it right… helping people whilst having fun!
IMG Jobs
Search and find live NHS doctor jobs in the UK
IMG Resources
Read more useful articles on finding an NHS trust doctor job, pay scales & doctor’s salary in the UK, relocation and much more!
Get in Touch
Don’t hesitate to get in touch using the buttons above (and below) to discuss doctor job options in the NHS, including discussions regarding a typical doctor salary in the UK and the most suitable hospital locations for you.
For regular news and updates, follow IMG Connect on social media using the links below:
IMGs will want to know what an NHS consultant salary could mean as monthly take-home pay in Wales.
To help overseas doctors plan for life in the UK we put together some examples to give a better idea of what you'll actually keep each month. We hope they are of use!
How much will I take home?
Firstly, take home pay in the UK is the amount that you will receive in your bank account after all deductions have been made from your annual salary. Deductions include Income Tax, National Insurance and NHS pensions.
It is important to state that this is just a guideline. We have based our figures on the gross salary for each pay threshold and have assumed that you do not have other sources of income.
The figures can be higher or lower depending on any additional responsibilities or hours worked, other sources of income you have, your final tax bracket, whether you opt out of pension, and whether you claim for your tax-deductible expenses.
Take-Home Pay Expectations in Wales
Threshold
Annual gross salary*
Estimated annual take-home pay**
Estimated monthly take-home pay**
1
£87,354
£59,715
£4,967
2
£90,137
£61,329
£5,111
3
£94,789
£64,027
£5,336
4
£100,191
£67,122
£5,594
5
£106,363
£69,468
£5,789
6
£109,882
£70,805
£5,900
7
£113,408
£72,145
£6,012
*before tax and pension
**based on standard salary and not inclusive of additional payments for extra hours worked or pension deductions
To explore the pay and salary conditions across all grades in the UK take a look at our series of blogs on career structure and pay for NHS doctors in our IMG Resources library.
IMG Jobs
Search and find live NHS doctor jobs in the UK
IMG Resources
In our IMG Resources library you can read more useful articles on finding an NHS trust doctor job, pay scales & doctor’s salary in the UK, relocation and much more!
Get in Touch
Get in touch using the buttons above (and below) to discuss doctor job opportunities in the NHS, including discussions regarding a typical doctor salary in the UK and the most suitable hospital locations for you.
Follow us on social media through the links below for regular news and updates on NHS Jobs, relocating to the UK and working in the NHS:
IMGs will want to know what an NHS consultant salary could mean as monthly take-home pay in Northern Ireland.
To help overseas doctors plan for life in the UK we put together some examples to give a better idea of what you'll actually keep each month. We hope they are of use!
How much will I take home?
Firstly, take home pay in the UK is the amount that you will receive in your bank account after all deductions have been made from your annual salary. Deductions include Income Tax, National Insurance and NHS pensions.
It is important to state that this is just a guideline. We have based our figures on the gross salary for each pay threshold and have assumed that you do not have other sources of income.
The figures can be higher or lower depending on any additional responsibilities or hours worked, other sources of income you have, your final tax bracket, whether you opt out of pension, and whether you claim for your tax-deductible expenses.
Take-Home Pay Expectations in Northern Ireland
Threshold
Annual gross salary*
Estimated annual take-home pay**
Estimated monthly take-home pay**
1
£88,799
£60,533
£5,046
2
£91,581
£62,166
£5,181
3
£94,362
£63,779
£5,315
4
£97,141
£65,391
£5,449
5
£99,913
£66,999
£5,583
6
£106,520
£69,527
£5,794
7
£113,124
£72,037
£6,003
8
£119,723
£74,544
£6,212
*before tax and pension
**based on standard salary and not inclusive of additional payments for extra hours worked or pension deductions
To explore the pay and salary conditions across all grades in the UK take a look at our series of blogs on career structure and pay for NHS doctors in our IMG Resources library.
IMG Jobs
Search and find live NHS doctor jobs in the UK
IMG Resources
In our IMG Resources library you can read more useful articles on finding an NHS trust doctor job, pay scales & doctor’s salary in the UK, relocation and much more!
Get in Touch
Get in touch using the buttons above (and below) to discuss doctor job opportunities in the NHS, including discussions regarding a typical doctor salary in the UK and the most suitable hospital locations for you.
Follow us on social media through the links below for regular news and updates on NHS Jobs, relocating to the UK and working in the NHS:
Completing your exams and registrations is one thing, moving to another country is another...
All in all, IMGs aspiring to work in the NHS have an awful lot to get done. We know this and is why we exist as a company - to guide and support international doctors on their journey to becoming a doctor in the UK. Here we'll look at 7 mental approaches to making sure your early weeks, months and hopefully years in the UK are sucessful and happy ones!
1. Right mentality
When approaching this new challenge, remember the right mentality is key to enjoying your new life and flourishing in your new job. It is understandable that you might be a touch nervous before moving, but whatever your mindset before leaving home try to embrace the new challenge with enthusiasm and a positive mindset.
2. Build support networks
Having someone’s support is essential and even the most resilient of characters would struggle without it. Support can come from many different places and sources, from your friends or family back home or those you are closest to in the UK.
Online forums and communities, like our IMG Community, can be incredibly helpful when questions or experiences that you have and you can likely get a response in minutes to a problem that has bothered you for a while.
3. Build social and professional networks
At IMG Connect we are big believer in building and utilizing the communities around us, both online and in real life. Ask your peers at work for advice where you need it and think about attending the various professional or social gatherings that you come to be aware of.
It is worth remembering, most people love to share their experiences and offer their advice, whether your peers or new friends you have made in the UK. Use these as opportunities to get to know people around you better.
4. Be socially brave and integrate with your community
Always throw yourself into social scenarios and don’t be afraid to introduce yourself to new people. The quicker you settle into your new job and home, the quicker you will be feeling comfortable and happy in your day to day!
5. Be patient
Adjusting to a new system and new country will take time – remember that. It may take a number of months to get things where you want them and up to a year to feel at home in your new scenery. Don’t be afraid of this, just be aware and be patient.
6. Be resilient and remember why you’re doing this
Deciding to relocate to the UK would certainly not have been a decision you took lightly. Remember all the reasons you took the decision to move in the first place, and don’t lost sight of them. Things will invariably get tough at some stage but keep your goals in in throughout.
7. Remember your importance and the good that you do
Finally, remember the amazing things you do every day as a doctor, and what a valuable service you provide to NHS and the British population. You should never forget the importance of your job and positive impact it has on the community around you.
For more useful blogs & articles on relocation, life & culture in the UK & NHS – take a look at our IMG Library.
IMG Jobs
Search and find live NHS doctor jobs in the UK
IMG Resources
Read more useful articles on finding an NHS trust doctor job, pay scales & doctor’s salary in the UK, relocation and much more!
Get in Touch
Get in touch using the buttons above (and below) to discuss doctor job opportunities in the NHS, including discussions regarding a typical doctor salary in the UK and the most suitable hospital locations for you.
For regular news and updates, follow IMG Connect on social media using the links below:
It is a good idea for all international doctors new to working in the UK to attend a workshop, course or training programme aimed at helping doctors understand the ethical challenges faced in UK practice. We advise all IMGs to take part in the GMC workshop - 'Welcome to UK Practice'
In this short article we will explore why, focusing on the GMCs ‘Welcome to UK Practice’ training programme.
The NHS relies on overseas doctors to deliver the highest quality of healthcare, and so are now taking extra steps to ensuring that they are addressing some of the vital aspects of settling into the system that have perhaps been missed in the past, and that other healthcare systems perhaps don’t offer. As such the GMC have considered the following questions:
how to provide a better induction so that doctors can practice safely
how do we help doctors to work to a different set of social norms, such as when dealing with confidentiality and consent
how do we ensure that overseas doctors have a successful first year in the NHS
In doing so they have established the free training programme ‘Welcome to UK Practice’, which is designed to help doctors adjust and adapt to work in the UK, and subsequently the NHS. It addresses the fact that there can be differences in practicing medicine across the world, as well as the time it can take to adjust to a new culture at work. It offers practical workshops and guidance through ethical scenarios, as well as the opportunity to work with and meet other IMGs coming to practice in the UK.
The GMC also offer workshops designed to guide doctors with their practice, covering topics such as confidentiality, raising a concern, use of social media, consent & making joint decisions, and leadership & management.
We recommend attending the ‘Welcome to UK Practice’ course before you start working in the UK
Or the very least just after you start your new post in the NHS. Not only will this give you a boost in terms of how to approach your new role, working with peers, senior colleagues and patients, but it will also give you a chance to discuss your concerns with doctors in similar situations. It is a great forum and platform for a successful first year in the NHS.
IMG Jobs
Search and find live NHS doctor jobs in the UK
IMG Resources
Read more useful articles on finding an NHS trust doctor job, pay scales & doctor’s salary in the UK, relocation and much more!
Get in Touch
Don’t hesitate to get in touch using the buttons above (and below) to discuss doctor job options in the NHS, including discussions regarding a typical doctor salary in the UK and the most suitable hospital locations for you.
As we continue on our journey through UK Life & Culture we land on one of IMG Connects favorite topics of all – Sport!
Britain most definitely is a sporting nation and with events running throughout the whole year there are so many amazing events for IMGs to enjoy once living in the UK – no matter where you live.
So what are our 6 must-see British Sporting events? Let’s find out…..
The British invented many of the sports we find popular in the world today including football, rugby, cricket, golf, badminton, field hockey, tennis, table tennis, snooker, curling and darts to name just a few!
Football - English & Scottish Premier Leagues
When: August to May
Where: Throughout the UK
Like the rest of the world, football is huge in the UK and with more big teams than ever challenging for the championship, it is a hugely exciting time to watch British football. Manchester United, Manchester City, Liverpool, Chelsea, Arsenal and Tottenham represent the biggest clubs in England but with Leicester City winning the title in 2016 anything is possible!
The Scots are no less passionate about their brand of the game and this year sees the big two of the biggest clubs in Britain, Rangers and Celtic, go head-to-head for the Scottish title once more.
Did you know? The 2018/19 English Premiership season broke records. Both Liverpool and Manchester City were outstanding with City pipping Liverpool to the title on the final day of the season. In the end, Liverpool broke the record for highest points scored for a runner-up.
Cricket & ICC Cricket World Cup
When: Throughout the summer and World Cup from May to July
Where: Throughout the UK
The quintessentially English sport of Cricket has captivated the world and is hugely popular in nations such as India, Pakistan, Australia and Sri Lanka to name a few.
Whether its 20/20, one day tests or a full test match there are so many great Cricket matches to attend in the UK, each a great day out with friends or family.
2019 is a special year for cricket in the UK, as it welcomes the 12th Edition of the Cricket World Cup. It will be hosted by England and Wales from May to July - two and a half months of amazing one-day internationals.
Whilst many teams are in contention, many see England, India and Pakistan as the three favorites to win the World Cup.
Did you know? It is thought that cricket may have its origins with shepherds in England who devised the game as a way of passing the time while guarding their sheep.
Tennis & Wimbledon
When: July
Where: London
Wimbledon is famous the world over for its grass Grand Slam event held in South West London. Producing some of the best tennis matches and rivalries across generations, from McEnroe v Carter, Steffi Graff v Monica Sales or Nadal v Federer, Wimbledon has produced some truly magical moments in Tennis history.
Some of the world’s biggest celebrities go to Wimbledon every year and it is very hard to get tickets for centre court! That being said, watching with the crowds in Wimbledon on Murray Mound is quite a buzz.
Did you know? Serena Williams and Roger Federer are comfortably the most successful tennis players that the sport has seen.
This year, Williams is vying for her 8th Wimbledon title whilst Federer is going for his 9th!
Snooker & World Snooker Championship
When: April to May
Where: Crucible Theatre, Sheffield
The World Snooker Championship is the leading snooker tournament in terms of prestige and prize money. Ever since 1977 it has been played at the Crucible Theatre in Sheffield, a beautiful part of the UK.
This is a huge event for any snooker fan and is always a tense yet enjoyable two weeks of snooker - one which we would most definitely recommend to any IMGs coming to the UK!
Did you know? The first World Snooker Championship was held in 1927 and won by Joe Davis who won every single championship following, until he retired 15 years later!
That kind of domination does not exist today but keep an eye on Zhou Xingtong, a rising star and the ‘Roger Federer’ of snooker.
Athletics and London Marathon
When: London
Where: April
Whether running or spectating, this is an amazing event to attend if you’re in London this summer.
Starting in Blackheath and finishing in The Mall alongside the beautiful St James’ Park, the course spans 42 kilometres and takes you through many amazing parts of London. Expect the race to pass many of London’s most famous landmarks, from Buckingham Palace to the Tower of London, whilst encircling the River Thames throughout.
Whilst raising huge amounts of money for charity every year it also offers a fun day out for the family, even if you’re not running. IMG Connect are big London Marathon fans and slowly plucking up the courage to run one year (watch this space!).
Did you know? Every year more than 40,000 people run the 26-mile marathon course and in 2018 a record-breaking £63.7 million was raised for charity, breaking global fundraising records for a single event!
Six Nations Rugby
Where: The six nations championship is an annual Rugby Union tournament played between the national teams of England, Ireland, Scotland, Wales, France and Italy.
When; between February & March
An amazing, full-blooded and passionate sport – rugby is a sight to behold when watched live with giants running around the pitch hitting each other at full pelt! Perhaps not a game to play for the faint-hearted, but a great one to watch.
With all fans mixed together and with a very warm and welcoming atmosphere among fans, this is a lovely day out for family and kids.
Did you know? The average weight of a six nations England player is 105kg! Or just under 16 stone if you’re using the imperial system like a true Brit.
So, there we have it, just a small selection of the diverse sports that make up our British sporting cultural landscape.
P.S. any hockey or golf fans, sorry I missed you out!
IMG Jobs
Search and find live NHS doctor jobs in the UK
IMG Resources
Read more useful articles on finding an NHS trust doctor job, pay scales & doctor’s salary in the UK, relocation and much more!
Get in Touch
Don’t hesitate to get in touch using the buttons above (and below) to discuss doctor job options in the NHS, including discussions regarding a typical doctor salary in the UK and the most suitable hospital locations for you.
For regular news and updates, follow IMG Connect on social media using the links below:
IMGs will want to know what an NHS consultant salary could mean as monthly take-home pay in Scotland
To help overseas doctors plan for life in the UK we put together some examples to give a better idea of what you'll actually keep each month. We hope they are of use!
How much will I take home?
Firstly, take home pay in the UK is the amount that you will receive in your bank account after all deductions have been made from your annual salary. Deductions include Income Tax, National Insurance and NHS pensions.
It is important to state that this is just a guideline. We have based our figures on the gross salary for each pay threshold and have assumed that you do not have other sources of income.
The figures can be higher or lower depending on any additional responsibilities or hours worked, other sources of income you have, your final tax bracket, whether you opt out of pension, and whether you claim for your tax-deductible expenses.
Take-Home Pay Expectations in Scotland
Threshold
Annual gross salary*
Estimated annual take-home pay**
Estimated monthly take-home pay**
1
£91,474
£59,724
£4,930
2
£93,406
£60,817
£5,019
3
£96,185
£62,389
£5,149
4
£98,967
£63,963
£5,278
5
£101,741
£65,176
£5,377
6
£108,345
£67,559
£5,571
7
£114,949
£69,942
£5,765
8
£121,548
£72,323
£5,959
*before tax and pension
**based on standard salary and not inclusive of additional payments for extra hours worked or pension deductions
To explore the pay and salary conditions across all grades in the UK take a look at our series of blogs on career structure and pay for NHS doctors in our IMG Resources library.
IMG Jobs
Search and find live NHS doctor jobs in the UK
IMG Resources
In our IMG Resources library you can read more useful articles on finding an NHS trust doctor job, pay scales & doctor’s salary in the UK, relocation and much more!
Get in Touch
Get in touch using the buttons above (and below) to discuss doctor job opportunities in the NHS, including discussions regarding a typical doctor salary in the UK and the most suitable hospital locations for you.
Follow us on social media through the links below for regular news and updates on NHS Jobs, relocating to the UK and working in the NHS:
Life is not all about work!
It has been great to hear first-hand from overseas doctors who recently relocated to the UK the main reasons they have enjoyed their move and quickly settled into life in the UK.
The UK is bursting with events and festivals from top to bottom, and these can make some of the best shared experiences for you and your family to create memorable moments. We enjoy them so much that we have put together some of the best British cultural events that you simply have to experience!
1. The Royal Edinburgh Military Tattoo
Taking place from the 2 – 24th August, this annual series of nightly performances brings the Edinburgh Skyline to life! Armed forces from the UK, across the Commonwealth and internationally, come to Edinburgh to perform. Music, dance, drama, and a mass of Pipers play against the backdrop of the castle.
2. Glastonbury Festival
A five-day festival of performances, arts and crafts, Glastonbury is a community that pops up every year to enthral and bring people together. A huge line up of performers entertain over 170,000 people at the largest greenfield festival in the world! Just don’t forget your wellies (waterproof boots).
3. Chelsea Flower Show
An annual garden extravaganza, bursting with creation and colour, this is not to be missed! This is regarded as the most important flower show in the world, and on your first visit you will see why! With displays of colour and cutting-edge garden design be prepared to be dazzled, just don’t expect to see any gnomes.
4. The Edinburgh Fringe
Discover the world of arts in one city, an inspiring collection of the best performances and entertainment from not just the UK, but the whole world. Visitors come from all four corners of the globe to attend this annual event of arts, crafts, music, comedy, literature, theatre, dance, street performance and much, much more! You can even set up your own event if you feel brave enough!
5. Notting Hill Carnival
This is the biggest street party in the whole of Europe. Taking place in London over three days and created by members of the British West Indian Community, this inaugural event attracts over a million people! It is a hugely significant event in British culture, celebrating diversity, music and carnival! Be ready to dance!
6. Hay on Wye Festival
If literature is your thing, and let’s face it, it should be, then try this celebration of all things written in the village of books! Taking place in the beautiful Brecon Beacons, this ten-day festival invites writers, poets, broadcasters, radio shows and podcasters to share their work.
7. Liverpool Biennial
A huge festival of contemporary visual art, and the best that the UK has to offer. Every two years the city opens its doors to a huge range of artists and their work. Projects span the city for the public to see, take a walk to odd locations, see public spaces transformed, unused buildings become a work of art, and Liverpool galleries burst with new exhibitions.
8. Great Exhibition of the North
A true showcase for the North of England, artists, designers and businesses all combine forces to show off all that the North has to offer. Based in Newcastle, enjoy a free celebration throughout the whole summer of the Northern spirit and soul of the UK. Expect plenty of unforgettable experiences.
9. Guy Fawkes Night
A festival enjoyed the length and breadth of the country, Guy Fawkes Night is open to all. Also known as Bonfires Night and Fireworks Night, it is easy to understand what to expect… local events take place in every village, town and city, so it won’t take you long to work out where to go and join the fun!
So, there we have it, 9 of the most unmissable events in British culture! Let us know if you have any favourites or anything new to add to the list, we would be delighted to hear from you!
IMG Jobs
Search and find live NHS doctor jobs in the UK
IMG Resources
In our IMG Resources library you can read more useful articles on finding an NHS trust doctor job, pay scales & doctor’s salary in the UK, relocation and much more!
Get in Touch
Get in touch using the buttons above (and below) to discuss doctor job opportunities in the NHS, including discussions regarding a typical doctor salary in the UK and the most suitable hospital locations for you.
For regular news and updates, follow IMG Connect on social media using the links below:
Medical Defence, via insurance or immunity, can be important for international doctors.
As an overseas doctor there are many things to consider when setting up your new life in the UK, one of which is your medical defence and whether to pay for additional cover. In this article we will help explain medical defence, considering the following topics:
What is medical defence and do i need it?
What indemnity will my trust provide me?
Types of medical defence
Who can I get medical defence from?
IMG Connect's advice
What is medical defence and do I need it?
Unfortunately, human error is unavoidable and covering yourself against any claim is vital to the continuation of your career as a UK doctor. Appropriate medical defence will provide support for clinical negligence claims made against you whilst working in the UK.
It is a GMC requirement to have adequate or appropriate insurance in place to cover the full scope of your practice in the UK.
What indemnity will my trust provide me?
Your NHS Trust will provide you indemnity for the work you are assigned as part of your contract, and you are not legally obliged to take out separate indemnity.
However, your NHS Trust indemnity will cover the bare minimum and any extra work you do outside of the specific list of duties in your contract is not covered.
In addition, your Trust indemnity will not cover you for complaints made against you specifically. This includes Trust disciplinary hearings, GMC hearings, criminal investigations, coroner inquests or any private work you undertake.
In summary, it is strongly advisable to take out separate indemnity to cover you against all eventualities as a doctor.
Types of Medical Defence:
There are two types of medical defence:
Indemnity
Insurance
Indemnity works on the basis that the claim is covered as long as the cover was in place at the time the incident occurred.
Insurance only covers you whilst the policy is in place and/or for a defined period after – called the ‘run off’ period.
With the nature of work many doctors prefer indemnity over insurance, as claims can arise years after the event. This rings particularly true in cases involving children where 10+ years can pass before a claim is made.
Who can I get Medical Defence from?
There are three major Medical Defence Organisations (MDOs) who provide indemnity cover, not insurance. All of them are not-for-profit organisations rather than commercial companies and these are:
Medical Protection Society (MPS)
Medical Defence Union (MDU)
Medical and Dental Defence Union of Scotland (MDDUS)
The benefits of membership of the MDOs differ, it is important that you consider each one carefully before making a choice.
IMG Connect's advice:
Anyone you speak to will strongly advise a doctor working in the UK to take out separate indemnity insurance. This is vital to ensure you are covered at any point you actively practiced as a doctor in the UK. For avoidance of doubt, consider the significance of the risks for not doing so.
We would suggest treating your defence cover as if it were any other utility or provider, and shop around to make sure you get the most comprehensive package at the best value for money.
At IMG Connect we are not legal advisors and we want to make clear that we are offering our advice based on conversations with the GMC and any doctors we have worked with. We strongly advise you to seek a professional opinion to form the basis of your decision.
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Hinduism is the fourth largest religion in the UK, with the Hindu community reaching some just under 1 million people.
Britain is home to one of the most diverse Hindu communities in the world. With such rich diversity, Temples and prayer rooms can be found in every corner of the country.
Hindu communities can be found across the UK, and are represented in all areas of British economic, cultural, political and working life. The NHS has a tradition of encouraging faith or religion to be expressed, with prayer rooms and chaplains provided in every trust across the UK.
The Council of Hindu Temples website provides a directory of all UK Temples.
The website is intended primarily for people looking for a Temple when in an unfamiliar area. But you can use it to find your closest Temple.
You can also find excellent information on the British Hindu community from the following:
The Hindu Forum of Britain
The Hindu Council UK
IMG Jobs
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IMG Resources
Read more useful articles on finding an NHS trust doctor job, pay scales & doctor’s salary in the UK, relocation and much more!
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Don’t hesitate to get in touch using the buttons above (and below) to discuss doctor job options in the NHS, including discussions regarding CESR, a typical doctor salary in the UK and the most suitable NHS jobs & hospital locations for you.