Yay! You’re relocating to the UK.. but what about your family?
We know for overseas doctors moving to the UK to begin their new career in the NHS one of the most important considerations is the well-being of your family. While the medical registration process, securing the right job, and salary expectations are crucial, the quality of life for your partner, children, and other family members are also key factors in making your decision as informed as possible. This is where IMG Connect is more than happy to help – with a highly experienced relocation specialist at your and your family’s disposal.
The UK is one of the most popular destinations for IMGs, offering a universally accessible, world-class healthcare system, competitive salaries, and a diverse cultural experience. However, to make the transition as smooth as possible, understanding what life will be like for your family in the UK is essential. In this blog, we will explore the different aspects of family life in the UK, focusing on schooling options, settling in with your family, and tips for balancing work and personal life as an IMG.
Schooling for IMG Children in the UK
One of the first questions many IMGs have when moving to the UK with children is about the education system. The UK offers a wide variety of schooling options, from state schools to private institutions, and understanding the differences between these options is crucial in choosing the right one for your child.
State schools (free public schools) - State schools in the UK are government-funded and do not charge tuition fees. The majority of children attend state schools, which will follow the national curriculum. Education is compulsory for children aged 5 to 18, but it is typically divided into Primary (ages 5-11) and Secondary (ages 11-16) stages.
There may be some important considerations to make when choosing the best placement for your child. We have listed them below:
State schools are free, and the quality of education is generally high across the country.
Many state schools have strong academic records and offer a range of extracurricular activities.
Depending on where you live, there may be limited school choices, and the availability of spaces in popular schools can sometimes be an issue. Some state schools, particularly in high-demand areas, have waiting lists.
Private schools (independently funded schools) - Private schools in the UK charge tuition fees and are often seen as a way to provide your children with a more personalised education. These schools offer a wider range of extracurricular activities and smaller class sizes compared to state schools. Private schools often have higher academic expectations, and many have a global reputation.
Private schools tend to offer smaller classes, a wider range of extracurricular options, and a more tailored approach to education. They often provide international student programs and have experience working with children from diverse backgrounds.
Tuition fees for private schools can range upwards from £10,000 per year, depending on the institution and the location.
International schools - International schools offer education based on international curricula such as the International Baccalaureate (IB) or the American curriculum. These schools are particularly popular among expatriate families or those looking for a globally recognised qualification.
International schools can help smooth the transition for children, especially if they are familiar with a particular international curriculum. They often have a diverse student body and offer a range of cultural activities that can help your child adjust to life in the UK.
International schools can be expensive and may not be as widely available in smaller cities or rural areas. The focus on international curricula may also limit future options for university admissions in the UK or other countries.
When selecting a school, there are several factors to consider:
Location. Consider proximity to your home and workplace.
Ofsted Ratings. The Office for Standards in Education (Ofsted) rates schools in the UK, and their inspections can give you an idea of the quality of education and facilities offered. Please see here for a look at their website with every published school rating available to see.
School Culture and Values. Make sure the school’s ethos aligns with your values, especially if your family has specific needs or interests (e.g., religion, extracurriculars).
For a more comprehensive guide to understanding UK schooling and applications process, please read this blog from our website.
Relocating, housing and settling in with your family
Once you’ve decided on the best educational options for your children, the next challenge is settling in. The UK offers a wide range of housing options for families, including city apartments, suburban homes, country cottages and private estates.
The two main housing options in the UK for people in full-time work are:
Renting a home. Renting is the most common option for newcomers to the UK, especially for those moving with families. Rental prices can vary greatly depending on the location, with areas in and around London being significantly more expensive than those in rural areas or northern England. Most rental agreements are for 6 or 12 months, and you will need to provide a deposit (usually around 1-2 months’ rent).
Buying a home. If you plan to stay long-term, you may consider buying a property. The process of buying a home in the UK can be more complex for international buyers, so it’s advisable to seek legal and financial advice. Additionally, mortgage rates can vary based on your status (e.g., whether you are a permanent resident or on a work visa).
We know this process can be daunting, but you’re never alone! As previously mentioned, our specialist relocation support will be there on-hand to walk you through these steps of finding the best accommodation to suit you and your family’s needs. Please see here for an in-depth review on the Housing and Rental markets in the UK. Please see here for an in-depth, up-to-date review on the state of the UK housing and rental markets.
Cost of living in the UK; England, Scotland & Wales
The cost of living in the UK can vary widely, depending on where you live. London and the south-east of England are among the most expensive areas, while parts of Northern England, Scotland and Wales offer more affordable options. Key expenses to consider include:
Rent/mortgage
Utilities (gas, electricity, water)
Groceries and transportation
Healthcare (if you require private services)
Practicality is the goal! So for those who are moving with their families from countries with lower living costs, it's essential to plan your finances accordingly and adjust expectations for lifestyle. See here to read more about the cost of living across the UK’s regions, please note at the top of the page where you can select by cities.
Healthcare and family life in the UK; NHS or Private?
As a doctor working in the UK, you and your family will have access to the NHS, which provides free healthcare at the point of use. However, there are certain exceptions (e.g., dental care or prescriptions). As an IMG, you and your family can benefit from the NHS, which is one of the most well-regarded healthcare systems in the world.
Private healthcare is a personal choice. If you prefer private healthcare, the UK offers a robust private healthcare system with options for more immediate access to specialists or procedures. This can also often be accessed through private healthcare insurance plans via select employers. It is important to note that having access to private healthcare does not deny you or your family access to treatment from the NHS.
This link will show you a detailed insight into the comparison of services offered by the NHS and Private healthcare. Understanding the differences will enable you to make informed decisions about what services you need and in what scenario would be appropriate.
Life in the UK - Balancing work and family
As we know, having a happy and healthy family is vital. Balancing your demanding career as a doctor in the NHS with family life is crucial, especially in the context of working in the NHS. The UK offers:
Generous annual leave (typically 5-6 weeks)
Maternity and paternity leave (full pay up to 8 weeks). Read more here to see breakdown and eligibility of length of leave and pay.
Flexible working arrangements for doctors in various specialties
The work culture in the UK varies by hospital or clinic, but in general, the NHS offers good support for families, with a strong emphasis on work-life balance. Importantly, the social safety net for families—such as free healthcare and various child benefits—can make the transition much easier, knowing you and your family are in safe hands.
Social life and cultural integration
Ensuring your family begin their new journey and life in the UK with as much confidence and secuirty as possible is key to a smooth transitional period. We understand the trials and tribulations of starting afresh in a new country and that this may leave feelings of overwhelment and fear - this is why we go above and beyond to make sure your family's needs are also met. With a plethora of success stories from relocating numerous doctors and their families since 2020, we know that creating a new life in the UK, albeit sometimes scary, has been immensely rewarding for all involved. You can read about some of these heart-warming sucess stories here on our website.
On a whole, the UK is a multicultural society, and IMGs often find it easier to integrate because of the diverse communities, cultural events, and support networks available. Large cities like London, Manchester, and Birmingham offer international communities where you can find cultural and religious support, while smaller towns provide a more relaxed lifestyle. In terms of religious communities, the UK has numerous places of worship and religious gatherings, making it easy for IMG families to continue practicing their faith.
In a nutshell... As an overseas doctor who has secured their dream job in the NHS, making the move to the UK with your loved ones is big deal and we are here to make your journey as smooth as possible!
We know that moving to the UK as an IMG brings great opportunities, both professionally and personally. And while the process of registering and settling in may seem daunting, the UK offers a high quality of life for families, with excellent schooling options, strong healthcare, and a welcoming, multicultural environment. By carefully considering your family’s needs—whether it’s finding the right school, securing suitable housing, or understanding the healthcare system—you can make the transition as smooth as possible and enjoy everything that life in the UK has to offer. Ahead of making the move, please feel free to take a moment to read through some of our blogs on our website to gain an idea of what it’s like to integrate into UK society and finding your home away from home so you can surround yourself with some familiarity as well as adjusting to life in the UK.
Once you register with IMG Connect you’ll be contacted by our recruitment team, and as a standard part of the services we offer, we will initiate the process of relocation support for you and your family. We will help every step of the way, from booking flights to accommodation viewings to school interviews and more!
Are you an overseas doctor looking for an opportunity to advance your career?
Alberta, Canada might just be your answer! As of recently, Canada is focusing on attracting IMGs, in particular General Practitioners (GPs), consultants and medical specialists, to address staffing shortages and enhance diversity in the profession. Namely, doctors with CCT or CCST qualifications from the UK or Ireland are high in demand. Does this sound like you? With a growing need for healthcare professionals, job opportunities in Alberta come with competitive salaries and excellent potential for career expansion.
With its awe-inspiring scenery and a lifestyle that balances work and play, this province is offering stable and secure jobs for international doctors to join its dynamic healthcare community. This can be where you discover your dream role, but also a take the chance to be part of something bigger—helping to shape the future of healthcare in the province, while enjoying everything Alberta has to offer. And what better place to start your journey than here with us!
In this blog, we’ve put together a clear-cut guide to healthcare in Alberta for overseas doctors. We’ll break down the how’s, the what’s and the who’s; how the healthcare system is structured, who has eligible qualifications and what the licensing processes for UK and Irish-trained doctors are. With this information you can explore potential workplaces and gain an idea of what you can expect in terms of salary. So let’s get you well armed with the most relevant information for you to make the move with confidence.
Here is an overview of Alberta's Healthcare System to help answer any Q’s
Did you know that Alberta’s healthcare system is publicly funded, offering universal coverage to all residents through the Alberta Health Care Insurance Plan (AHCIP)? This means that, regardless of a patient's financial situation, most healthcare services are available at no direct cost at the point of care. Please see here if you’d like to know more about what services are covered, and to what extent, by the AHCIP.
In Alberta, care is provided through a combination of private practitioners, community health centres, hospitals, and long-term care facilities. For GPs, this creates a unique opportunity to foster deeper, more personal connections with patients, as the majority will be covered by AHCIP, allowing for more focused and consistent care.
The system is managed by Alberta Health, which oversees funding, policies, and strategic planning. While AHCIP covers a wide range of services, some, like dental care and prescription medications, might not be fully included, but can typically be supplemented through individual health insurance plans.
How to ensure you are licenced to practice in Alberta, CA.
As an IMG, moving from one healthcare system to another can be a rewarding and sometimes daunting journey, and we’re here to help you navigate the process. First things first you’ll need to ensure you meet the qualifications to practice medicine in the province.
The College of Physicians and Surgeons of Alberta (CPSA) is the regulatory body that ensures all physicians meet the necessary standards.
We’ve highlighted 2 crucial steps to follow to ensure you’re fully prepared:
Assess Your Qualifications. Your first step is to have your medical qualifications recognised in Canada. This involves an assessment by the Medical Council of Canada (MCC), which includes the Medical Council of Canada Evaluating Examination (MCCEE) and a review of your medical school credentials. If your school isn’t on the list of accredited institutions, you may need to complete additional exams, such as the MCCQE Part 1. For a detailed look at these requirements, check out our resource page here.
Applying for Registration with the CPSA. After we’ve helped you through any of the necessary exams, it’s time to apply for registration with the CPSA. There are a few pathways for IMGs:
- Independent Practice: If you meet all the requirements, you can apply for an unrestricted medical license to practice independently.
- Supervised Practice: If you have limited Canadian experience or haven’t completed your residency here, you might need to go through a period of supervised practice, typically lasting one to two years.
- Specialist Registration: If you’re a trained specialist, you’ll need to pass additional exams related to your specialty to obtain a specialist license. We can provide more information on these pathways or write a mini blog explaining them in detail.
Finding Employment Opportunities in Alberta, CA.
Once registered with the CPSA, you can start the exciting part—finding the right job for you! This is where our specialised recruitment consultants will assist you in finding a perfect match. Here are some common practice settings in Alberta:
- Hospitals: From large urban hospitals to smaller rural ones, there are diverse opportunities depending on your specialty.
- Family Medicine: As a family doctor, you’ll often be the first point of contact for patients, especially in rural areas. This is also enabled by many family practices being publicly funded.
- Specialist Care: Alberta has various needs for specialists, making it a great place for IMGs who have completed their specialist training in countries like the UK and Ireland.
- Community Health Centres: These centres focus on serving underserved populations and often seek skilled doctors to join their multi-disciplinary teams.
A simple registration with IMG Connect will kick start your journey of finding the most suitable placement in the perfect setting, matching your needs and goals. Visit here to take the first steps at securing your dream job.
Work Permits and Immigration in Alberta, CA.
As an IMG looking for doctor jobs in Canada, securing a work permit is essential. Alberta’s immigration system is closely linked to federal policies, with many overseas doctors entering Canada through the Express Entry program or other skilled worker pathways. Check the Canadian Government website here for details on your eligibility for Express Entry. Additionally, you may qualify for specific programs aimed at attracting skilled medical professionals, like the Alberta Immigrant Nominee Program (AINP). You can find out more here.
At IMG Connect, we have a secialsed team dedicated to relocating and all the admin that comes with it. Once you have registered with us, you will be put in touch with our relocation specialist to begin discussions on how to gain eligibility to live and work abroad.
What can you expect from life here?
So, what can you expect as you settle into life in Alberta? You’ll be happy to know that this province is known for its cultural diversity and vibrant communities, home to around 4.4 million people. Alberta offers a high standard of living and a great work-life balance, although, like many places, the cost of living can vary—especially in cities like Calgary and Edmonton. But not to worry; competitive salaries for doctors and a wealth of benefits make practicing here worthwhile. Let’s dive into what you can look forward to!
Salaries. Your earnings in Alberta as a doctor can vary depending on your specialty and role. Top-earning physicians can see annual salaries averaging around $440,000, while the overall average for doctors hovers around $280,000. Factors like your working hours and specialty can influence your income, giving you the potential to earn more based on your commitment and expertise. You can see here for a comprehensive breakdown of how your speciality can effect your salary.
Cost of Living and Housing. While Alberta boasts a high quality of life, it's important to consider the cost of living. Cities like Calgary can be pricey when it comes to housing, but smaller towns and rural areas often offer more affordable options. Planning your budget in advance can help ensure a smooth transition, and if you’re working with IMG Connect, we’ll assist you every step of the way!
Cultural Diversity and Community Support. One of the highlights of Alberta is its rich multicultural environment. The province welcomes individuals from around the globe, creating vibrant communities filled with diverse food, festivals, and support networks. As an IMG, you’ll find a welcoming community of fellow medical professionals, and you’ll have the chance to engage with patients from a variety of backgrounds. If you’re curious about the experiences of other IMGs who have successfully made the transition, check out their inspiring stories on our website. Alberta also has a strong support network for IMGs, with professional organizations and programs designed to help you integrate into the Canadian healthcare system. Mentorship opportunities and resources are available through the CPSA and various medical associations.
Work-Life Balance. Alberta’s healthcare system values work-life balance. Your work hours may vary by specialty, but many physicians enjoy flexible scheduling, particularly in community settings. This flexibility is essential, especially if you’re relocating with family and want to maintain a healthy balance between your professional and personal life.
Challenges and Opportunities for IMGs in Alberta, CA
While Alberta offers an abundance of opportunities, it’s essential to be aware of some challenges you may encounter to help secure the job and life that you want.
Challenges
Credential Recognition. Getting your international qualifications recognised can take time. You might need to pass exams, undergo supervised practice, and carefully navigate the regulatory processes.
Cultural Adaptation. Although Alberta is welcoming, adjusting to a new country, culture, and medical system can be a journey. Familiarising yourself with Canadian medical practices and patient expectations is key.
Opportunities
High Demand for Physicians. Alberta’s growing population means there’s a strong demand for healthcare professionals in both urban and rural settings. Being flexible about where you practice can open doors to numerous opportunities, particularly in underserved areas.
Support for IMGs. Alberta’s healthcare system and professional organizations provide various resources for overseas doctors from the UK & Ireland, including orientation programs, mentorship, and, in some cases, financial assistance. And you’re not alone in this journey IMG Connect is here to support you every step of the way.
In a Nutshell
For those who made it this far, you’ll know Alberta is a fantastic place for UK and Irish-trained doctors looking to build a career in Canada. With its strong healthcare system, diverse patient population, and a range of employment opportunities, you’ll find plenty of ways to contribute to healthcare while enjoying life in one of Canada’s most stunning provinces.
While there are challenges to navigate—like licensing and cultural adaptation—the rewards of working in Alberta’s healthcare system are significant. If you’re an IMG ready to practice in Alberta or anywhere in Canada, IMG Connect is excited to help! Our experienced team is here to guide you through every stage of the recruitment process, from licensing to relocation, ensuring you start your journey with confidence and all the tools you’ll need. All that’s left to do now is register with us today to learn more about how we can support your medical career in Alberta!
Are you an overseas doctor considering a career in Canada?...
..Then look no further! With its stunning landscapes and high quality of life, Ontario is actively seeking international doctors to join its healthcare workforce and invite into its society to help further enhance the medical community. The recent campaign targets IMGs, especially General Practitioners (GPs), consultants, and medical specialists, to address staffing shortages and enhance diversity within the medical profession. Doctors with CCT or CCST qualifications from the UK or Ireland are particularly sought after. With growing demand, doctor jobs in Ontario offer competitive salaries and excellent opportunities for career progression.
Ontario is Canada’s most populous province and home to some of the country’s largest cities, including Toronto, Ottawa, and Hamilton. With its diverse and rapidly growing population, Ontario’s healthcare system offers significant opportunities for IMGs who are interested in pursuing a career in Canadian healthcare.
In this blog, we’ll provide an essential guide to healthcare in Ontario for overseas doctors. We’ll cover the structure of the healthcare system, how to get licensed as a UK or Irish trained doctor, where you might work and what your salary can look like.
To answer some of your q’s - here is an overview of Ontario’s Healthcare System
Did you know that Ontario’s healthcare system is publicly funded and provides universal coverage to all residents through the Ontario Health Insurance Plan (OHIP). This means that, regardless of a patient’s financial status, most healthcare services are free at the point of use. Healthcare in Ontario is delivered by a mix of private practitioners, community health centres, hospitals, and long-term care facilities. For GPs, this presents both an opportunity and a responsibility, as likely most of their patients will be covered by OHIP and will not pay directly for most medical services, which can make way for a more personal and consistent doctor-patient relationship.
Ontario's healthcare system is run by the Ministry of Health and Long-Term Care (MOHLTC), which oversees funding, policies, and planning. While OHIP covers most healthcare services, some services such as dental care or prescription drugs may not be fully covered, but this can be covered by individual health insurance.
How can you work in Ontario as a UK or Irish trained IMG?
For IMGs, entering Ontario’s healthcare system can be a rewarding but slightly complex process. This is where we, at IMG Connect, will be at your service to help guide you through the intricate process. The first step is ensuring that you meet the qualifications required to practice medicine in the province. The College of Physicians and Surgeons of Ontario (CPSO) is the regulatory body responsible for ensuring that all physicians in Ontario meet the necessary standards.
Here’s a step-by-step look at how IMGs can begin their journey to working in Ontario:
1. Assessing Your Qualifications - the first thing you’ll need to do is ensure that your medical qualifications are recognised in Canada. This involves an assessment by The Medical Council of Canada (MCC). The MCC administers the Medical Council of Canada Evaluating Examination (MCCEE) and also assesses your medical school credentials, read more here for a breakdown of the assessments.
If your medical school isn’t on Canada’s list of accredited institutions, you may be required to complete additional exams or qualifications, for example, the Medical Council of Canada Evaluating Examination (MCCQE) Part 1 is often necessary for IMGs to demonstrate that they meet Canadian medical standards. Read more here for a more in depth look at what you might need under your belt as an IMG.
2. Apply for Registration with the CPSO - once you’ve passed the necessary exams, you’ll need to apply for registration with the CPSO. There are three primary pathways for IMGs:
Independent Practice. If you meet all the requirements, you can apply for an unrestricted medical license to practice independently in Ontario.
Supervised Practice. Some IMGs may need to undergo a period of supervised practice (usually for a year or two) before they are granted independent practice rights. This is common for those with limited Canadian experience or who have not completed their residency training in Canada.
Specialist Registration. If you are a trained specialist, you will also need to pass additional exams related to your specialty before being granted a specialist license.
3. Finding employment opportunities in Ontario - once you are registered with the CPSO and raring to go, you can begin the fun part – searching for an ideal opportunity that fits your personal goals, and this is where one of our specialised recruitment consultants can help you find the perfect match. To streamline this process, you can use a comprehensive account-based portal on an MCC web page, called Physicians Apply, to store your medical credentials and other important documents that will be necessary to apply for a doctor job in Canada. When it comes to choosing the right setting to practice in, you have several options available. The most common settings for physicians in Ontario include:
Hospitals - Ontario’s hospitals are diverse, ranging from large teaching hospitals in urban centres to smaller community hospitals in rural areas. Depending on your specialty, you might find opportunities in both public and private hospitals.
Family Medicine – A family doctor is often the primary healthcare provider, especially for patients who live in more rural areas. These settings are used to treat non-emergency medical issues and will often be practicing in a clinic, like a GP surgery, which are often publicly funded.
Specialist care - Ontario has a variety of specialist needs, and many IMGs who have completed specialist training in countries like the UK & Ireland can find work in the province’s various hospitals and clinics.
Community health centres - These centres provide primary care to underserved populations and are often looking for skilled doctors. They are a good option if you want to serve in a multi-disciplinary team and address the needs of specific populations, such as newcomers or low-income individuals.
4. Work permits and immigration – as a Uk or Irish trained doctor, you’ll also need to secure a work permit. Ontario’s immigration system is tied closely to federal immigration policies, and many IMGs enter Canada through the Express Entry program or other pathways that offer skilled workers the chance to become permanent residents. Visit the Canadian Government website here for more details about how to check your eligibility to apply for Express Entry.
As a physician, you may also qualify for specific programs aimed at recruiting skilled medical professionals to Canada. The Ontario Immigrant Nominee Program (OINP) is a popular pathway for skilled workers, including doctors, looking to live and work in Ontario. Find out more here.
What can you expect life to look like in Ontario?
You’ll be pleased to know that Ontario is a culturally diverse province, home to people from all over the world with a healthy population of just over 16 million. Its cities generally offer a high standard of living and excellent work-life balance, however, keeping with current economic trends, the cost of living can be high, particularly in Toronto. This being said, salaries for doctors are very competitive and there are significant benefits to practicing in Ontario. Read on to understand what some of these benefits are.
Salaries – what you earn in Ontario as a doctor can vary, depending on specialisation and what role you are interested in. Top earning doctors in Ontario can see annual salaries of $336,500 on average, where an average salary for a doctor in Ontario can be around $166,000 per anum. There are some ways in which your salary can be affected by your specialisation, for example, the number of hours your role requires you to work, meaning you may have the chance to earn more through longer working hours, or if you are a speci family doctor
Cost of living and Housing - while Ontario offers a high quality of life, it is important to understand the cost of living. Toronto, for example, is one of the most expensive cities in Canada in terms of housing. However, you will see that smaller cities, like Ottawa, Hamilton, or those in more rural Northern Ontario have significantly more affordable options. It's important to plan your housing and lifestyle budget ahead of time to ensure a smooth transition, and if you are taking a role with IMG Connect this is what we will help you to do.
Cultural diversity and Community support - one of the most celebrated things about Ontario is its multiculturalism. The province is home to people from every corner of the world, and this is reflected in the communities, food, festivals, and cultural support networks available. As an IMG, you’ll find a supportive community of fellow medical professionals, and you’ll likely have the opportunity to interact with patients from diverse backgrounds. If you’re interested in learning about some of our previous successful candidates, who’ve forged strong connections in new countries with second languages to master, have a read of some of our IMG Stories available on our website.
Ontario also has a strong IMG community, with many professional networks and organisations aimed at helping you integrate into the Canadian medical system. Programs and mentoring opportunities are often available through the CPSO, medical schools, and other professional groups.
Work-life balance - Ontario’s healthcare system places a significant emphasis on work-life balance. While your work hours can vary depending on your specialty, Ontario offers flexible scheduling for many physicians, especially those working in community settings or clinics. This means you can maintain a balance between your professional responsibilities and personal life, which is crucial if you're relocating with your family.
Challenges and Opportunities for IMGs in Ontario - while Ontario offers numerous opportunities, it’s important to acknowledge some of the challenges that IMGs may face when starting their careers in Canada.
Challenges:
Credential Recognition. The process of getting your international qualifications recognized and gaining the necessary certifications can take time. You may need to pass exams, undergo supervised practice, and navigate the regulatory systems carefully.
Cultural Adaptation. Though Ontario is welcoming, adapting to a new country, culture, and medical system can take time. You’ll need to familiarise yourself with Canadian medical practices, patient expectations, and the specific health needs of Ontarians.
Opportunities:
High Demand for Physicians. Ontario’s population continues to grow, and there is a high demand for medical professionals in both urban and rural areas. If you are flexible about where you practice, you may find numerous opportunities in underserved communities.
Support for IMGs. Ontario’s healthcare system and professional organisations offer various support mechanisms for IMGs, including orientation programs, mentorship, and financial assistance in some cases. You are never alone in this process and, again, this is where IMG Connect will be at your side to support you through the process.
In a nutshell
Ontario offers a wealth of opportunities for UK & Irish trained doctors who are looking for a job in Canada. Ontario is an attractive destination for IMGs who want to contribute to healthcare while experiencing quality of life in one of the world’s most naturally breathtaking and diversely represented provinces. With a strong healthcare system, a diverse patient population, and numerous employment opportunities, we are confident that we can guide you into the perfect role.
While there are challenges to navigate, including licensing requirements and the need for adaptation, the rewards of working in Ontario’s healthcare system are plentiful.
If you’re an IMG looking to practice in Ontario or any other part of Canada, IMG Connect is here and happy to help! Our expertly-trained team is experienced in guiding doctors through every stage of the recruitment process—from licensing to relocation—so you can start your journey with confidence. Reach out today to learn more about how we can support your medical career in Ontario!
When moving to Jersey for work as a healthcare professional, understanding the island’s tax structure is crucial. Jersey offers a unique tax environment that is both advantageous and distinct from other jurisdictions. At IMG Connect, we want to make sure you're well-informed as you prepare for this exciting transition.
Jersey's Tax System: An Overview
Jersey, as a Crown Dependency, is not part of the UK or the EU, meaning it operates its own fiscal policies, including taxation. The island’s tax system is straightforward, offering a relatively low-tax environment compared to many other regions. Below are the key aspects to consider:
Income Tax Rate
Jersey’s income tax system follows a flat-rate model. Residents are taxed at a single rate of 20% on their worldwide income. Unlike many progressive tax systems, this flat rate makes it simpler to calculate tax obligations, which is particularly attractive to high-earning medical professionals.
Exemptions and Allowances
While the flat rate is 20%, Jersey offers a variety of personal allowances and exemptions that can lower your overall tax burden. For example, you can deduct pension contributions, interest on mortgages, and specific expenses related to your employment.
Tax Cap for High Earners
One of the standout features of Jersey's tax regime is its tax cap for high-net-worth individuals. This cap applies to income that is not sourced from Jersey, meaning if your wealth is held offshore, only a fixed amount is taxable. This could be an attractive feature for senior consultants or those with investments outside Jersey.
Social Security Contributions
Social security in Jersey is a significant consideration for medical professionals moving to the island. Contributions are required from both employees and employers, with employees contributing 6% of earnings up to the Social Security ceiling (currently set at £65,172 per year), and employers contributing 6.5%.
GST (Goods and Services Tax)
Jersey imposes a 5% GST on most goods and services, a relatively low rate compared to VAT in the UK (20%). If you're planning on purchasing big-ticket items or enjoying Jersey’s lifestyle, this tax is something to keep in mind.
What You Need to Know When Moving to Jersey
Residency and Tax Obligations
Jersey offers a flexible residency system, but how much tax you pay will depend on your residency status. There are two primary categories:
Ordinary Resident – If you live in Jersey for more than six months in a year, you’ll be considered a resident for tax purposes, and your global income will be subject to Jersey’s flat 20% income tax rate.
Non-Resident – If you're in Jersey for fewer than six months, you'll only pay tax on your Jersey-sourced income.
Double Taxation Agreements
Jersey has double taxation agreements (DTAs) with several countries, including the UK. This ensures that income earned abroad or in Jersey is not taxed twice. If you are moving from a country with a DTA in place, this can significantly reduce your tax liability on income that is taxed in both jurisdictions.
Estate and Inheritance Tax
Jersey does not have inheritance tax or capital gains tax, making it an attractive location for wealth accumulation and long-term residency. However, certain taxes might apply if you hold assets in other countries.
Final Thoughts for Medical Professionals
Jersey’s tax system offers a low, flat tax rate, exemptions, and social security contributions that, when understood properly, provide a financially attractive environment. With its world-class healthcare infrastructure and lifestyle benefits, Jersey is an appealing location for consultants and specialists.
At IMG Connect, we understand that relocating to a new country can be daunting, especially when it comes to navigating tax systems. That’s why we provide tailored advice and support, so you can focus on what really matters – advancing your career and enjoying your new life in Jersey.
Are you an NHS or overseas-trained doctor looking to secure your financial future? You’re not alone! Many doctors pursue a career in the NHS or Channel Islands due to their excellent pension options. Jersey, the largest of the Channel Islands, has a generous pension scheme that provides substantial benefit and makes it a fantastic choice for IMGs or UK-trained doctors looking to enhance their retirement savings while enjoying a fulfilling career, both in public and private sectors.
Jersey boasts a strong healthcare system supported by a unique pension scheme specifically designed for its doctors. For overseas doctors and IMGs, especially consultants and specialists, understanding the structure to Jersey's pension scheme is key to effective long-term financial planning. By taking the time to read through this carefully crafted blog, you’ll gain valuable insights into how to strategically prepare your retirement fund.
In this blog, we’ll be looking at:
Overview of Jersey’s Pension Scheme
What Makes Jersey’s Pension Scheme Unique?
Benefits for Healthcare Consultants and Specialists
Considerations for IMG’s
Transitioning from NHS to Jersey’s Pension Scheme
Maximizing Your Pension Benefits
Overview of Jersey’s Pension Scheme
Jersey operates a different pension system than the UK, primarily due to its status as a Crown Dependency. The island has its own laws and regulations, which extend to its pension schemes. The primary pension provision for healthcare professionals, including consultants and specialists, is through the Jersey Health and Community Services (HCS) Pension Scheme.
Jersey's pension scheme consists of state and private components. The Jersey Old Age Pension (OAP) is the state-provided pension, funded by Social Security contributions from workers and employers. The minimum contribution period is typically 10 years, and people born after 1964 will qualify for the state pension at age 67, although early pensions can be claimed from 65 with reduced benefits. Whereas, full pensions require a record of 45-years contributed to the economy.
In addition to the state pension, private and occupational pensions are encouraged to supplement retirement income, as the state pension alone may not meet all retirement needs. These private plans often offer more flexibility and employer contributions, meaning the pension framework is regulated to ensure fairness and sustainability.
What Makes Jersey’s Pension Scheme Unique?
Defined Benefit Structure: Unlike some pension schemes that depend on market performance, Jersey’s HCS Pension is a defined benefit scheme. This means your retirement benefits are calculated based on your salary and years of service - offering you reliable income in retirement.
Employee Contributions: You’ll contribute a percentage of your salary, which like the NHS, is matched by your employer. This dual contribution system boosts your pension pot, ensuring you save more for the future.
Retirement Age: The standard retirement age is 65, but this age will soon go up by two months every 10 months until it reaches 67 by 2030. However, if you are born before 1st January 1955, you will not be affected by this change and anyone born after 1st March 1964 will reach pension age when they turn 67.
Inflation Protection: Jersey’s pension scheme is designed to keep pace with the cost of living, so you’re never caught short! Regular reviews help ensure your pension maintains its purchasing power, so you can enjoy a comfortable retirement.
Lump Sum Options: When you retire, you have the option to take a tax-free 30% of your pension as a lump sum. This can be handy for immediate expenses or investing in other ventures.
Benefits for Healthcare Consultants and Specialists
The pension scheme is especially advantageous for medical consultants and specialists for several reasons:
Financial Security: With the defined benefit structure, healthcare professionals can enjoy peace of mind knowing that their retirement income is secure and predictable. This is particularly valuable in high-pressure roles where job security can be a concern.
Attractive Contribution Rates: The dual contribution system means that every pound you put into your pension is effectively doubled by your employer, maximising your retirement savings.
Career Longevity: As healthcare professionals often have long careers, the accumulation of pension benefits over time can lead to a substantial retirement fund, allowing for a comfortable lifestyle for your golden years!
Considerations for IMGs
For International Medical Graduates considering a career in Jersey's healthcare system, it’s important to understand how the pension scheme may apply. IMGs typically need to meet specific criteria to be eligible for the HCS Pension Scheme. This often includes having a valid work permit and meeting residency requirements.
Transitioning from NHS to Jersey’s Pension Scheme
For NHS consultants and specialists transitioning to Jersey, understanding the differences between the two pension schemes is essential. The NHS operates primarily on a defined benefit scheme as well, but the rules governing contributions, retirement age, and benefits can differ significantly. Here are some tips for those making the switch:
Transferring Benefits: If you have built up pension benefits in the NHS, you may be able to transfer them to the Jersey scheme. It's crucial to get professional financial advice to understand the implications of any transfer, as this could affect your retirement income.
Understanding Contributions: Familiarise yourself with the contribution rates in Jersey compared to the NHS. This knowledge will enable you to project your future retirement benefits more stringently.
Planning: As you transition, take the time to map out your retirement goals. Consider how long you plan to work in Jersey and how that impacts your pension benefits. There are many financial advisors and retirement planners that can help you with this.
Maximising Your Pension Benefits
To make the most of your pension scheme in Jersey, consider the following strategies:
Increase Contributions: If financially feasible, consider increasing your pension contributions. This could significantly enhance your retirement fund over time.
Stay Informed: Regularly review your pension statement and stay informed about any changes to the scheme. This proactive approach will help you make informed decisions about your retirement planning.
Seek Professional Advice: Engaging with a financial advisor who understands Jersey’s pension landscape can provide tailored strategies to optimise your retirement savings.
Wrapping Up!
You’ll be pleased to know that Jersey’s pension scheme for healthcare professionals offers a robust framework for securing financial stability in retirement. For consultants and specialists, understanding the benefits, contribution structure, and retirement options is essential for effective planning. By staying informed and making strategic choices, you can ensure that your transition to Jersey's healthcare system not only enhances your professional life but also secures a prosperous retirement.
Whether you are an established CCT holding consultant or an IMG new to the NHS or Jersey, taking the time to navigate Jersey's unique pension landscape will pay dividends in your future financial wellbeing.
As we continue on our journey through UK Life & Culture we land on one of IMG Connects favorite topics of all – Sport!
Britain most definitely is a sporting nation and with events running throughout the whole year there are so many amazing events for IMGs to enjoy once living in the UK – no matter where you live.
So what are our 6 must-see British Sporting events? Let’s find out…..
The British invented many of the sports we find popular in the world today including football, rugby, cricket, golf, badminton, field hockey, tennis, table tennis, snooker, curling and darts to name just a few!
Football - English & Scottish Premier Leagues
When: August to May
Where: Throughout the UK
Like the rest of the world, football is huge in the UK, and with more big teams than ever challenging for the championship, it’s a hugely exciting time to watch British football. Manchester United, Manchester City, Liverpool, Chelsea, Arsenal, and Tottenham represent the biggest clubs in England. However, with recent successes from teams like Newcastle United and Brighton, the competition is fiercer than ever.
In Scotland, the passion for football is just as intense. The 2023-24 season sees Celtic and Rangers, two of the biggest clubs in Britain, battling it out once more for the Scottish title.
Did you know? The 2022-23 English Premier League season saw Arsenal mount a strong challenge for the title, ultimately finishing second. Bukayo Saka, one of their star players, became the first English player under the age of 22 to score 10+ goals and provide 10+ assists in a single Premier League season, showcasing the incredible young talent in the league.
Cricket & The Ashes
When: Throughout the summer
Where: Throughout the UK
Cricket, a quintessentially English sport, is beloved worldwide, especially in countries like India, Pakistan, Australia, and Sri Lanka.
Whether it’s T20, one-day internationals, or a full Test match, there are countless great cricket matches to attend in the UK. Each offers a fantastic day out with friends or family.
2023 was a memorable year for cricket, with England reclaiming the Ashes on home soil. The summer of 2024 will feature thrilling Test series and T20 matches, continuing the legacy of exciting cricket.
Did you know? The term 'Ashes' was first used after England lost to Australia, for the first time on home soil, at The Oval on 29th August 1882. A day later, the Sporting Times carried a mock obituary of English cricket which concluded that: "The body will be cremated and the ashes taken to Australia".
Tennis & Wimbledon
When: July
Where: London
Wimbledon is famous worldwide for its prestigious grass-court Grand Slam event, held in southwest London. The tournament has produced some of the greatest matches and rivalries in tennis history, from McEnroe vs. Borg to Federer vs. Nadal.
Getting tickets for Centre Court can be challenging, but soaking in the atmosphere on Murray Mound (formerly Henman Hill) is an experience in itself.
Did you know? As of 2024, Novak Djokovic has equaled Roger Federer's record with eight Wimbledon titles, and Iga Świątek is emerging as a new dominant force in women’s tennis.
Snooker & World Snooker Championship
When: April to May
Where: Crucible Theatre, Sheffield
The World Snooker Championship is the pinnacle of snooker, held annually at the Crucible Theatre in Sheffield. It’s a must-see for any snooker fan, offering two weeks of intense and thrilling competition.
Did you know? The 2023 World Championship saw Luca Brecel become the first player from continental Europe to win the title, marking a new era in snooker.
Athletics & London Marathon
When: April
Where: London
Whether running or spectating, the London Marathon is a spectacular event. Starting in Blackheath and finishing in The Mall near St James’s Park, the course covers 42 kilometers and passes many iconic London landmarks.
The 2024 marathon promises to be another record-breaking event, with thousands of runners raising millions for charity. It’s a fantastic day out for the family, even if you’re not running.
Did you know? In 2023, over £70 million was raised for charity, setting a new global record for a single event.
Six Nations Rugby
When: February to March
Where: Various locations across the UK, Ireland, France, and Italy
Rugby is a thrilling sport, and the Six Nations Championship is one of the highlights of the sporting calendar. The tournament features England, Ireland, Scotland, Wales, France, and Italy in a fierce battle for supremacy.
Rugby is a spectacle to watch live, with its fast-paced, hard-hitting action. The tournament also boasts a friendly and welcoming atmosphere, making it a great day out for families.
Did you know? Ireland won the 2023 Six Nations Grand Slam, continuing their strong form as they head into 2024 as one of the favorites.
So, there we have it—just a small selection of the diverse sports that make up our British sporting cultural landscape.
P.S. Any hockey or golf fans, sorry I missed you out!
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Navigating the financial landscape as an NHS employee, understanding various aspects, from pension contributions to childcare costs and general living expenses. In this blog, we'll break down essential information to help you manage your finances effectively.
Pension Contributions:
As an NHS employee, you contribute 13.5% of your income to the NHS Pension Scheme, with the NHS topping this up by 20.6%. These contributions are tax-free, reducing your taxable income. You can access a portion of your pension pot at the age of 55, with the remainder available upon retirement.
Childcare Costs:
Childcare options such as after-school clubs are available at most UK schools, typically running from 3:00 pm to 6:15 pm. Costs range from £10 to £20 per day on average, and you can utilize the tax-free childcare scheme to save up to 20% (up to £2,000 annually) on these expenses. Budgeting around £2,000 to £3,000 per year for part-time childcare is advisable.
Rents and Bills:
The cost of living in the UK, including rents and bills, varies by location. For instance, in areas like Bournemouth and Poole, rent for a 2-bed flat or terraced house near the hospital might range from £1,200 to £1,400 per month. Additional monthly expenses, including council tax, utilities, and internet, can total around £1,750 to £1,800.
General Costs:
Budgeting for phone contracts, groceries, and transportation is essential. Phone contracts typically range from £10 to £20 per month, while groceries may cost around £350 to £400 monthly for a healthy balanced diet. Transportation expenses, including car ownership costs and fuel, should also be considered.
Navigating Financial Decisions:
Opting out of the NHS Pension Scheme to increase take-home pay may seem tempting, but it's generally not advisable. Earning above £100,000 annually can result in losing tax-free allowances and government childcare benefits. Pensions become increasingly valuable in managing taxable income, particularly for senior doctors and consultants.
Conclusion:
Managing finances as an NHS employee requires careful planning and consideration of various expenses, including pension contributions, childcare costs, rent, bills, and general living expenses. By understanding these financial aspects, you can make informed decisions to ensure financial stability and well-being throughout your career.
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Communities are a wonderful thing and feeling part of a community is vital to any doctor and their family looking to make a new home for themselves in the UK.
In this article we will look at seven of the communities that exist in both professional and social circle, which can help you to be happy in your new NHS job and UK home.
Study preparations groups
Whether it's preparing for PLAB, Royal College or IELTS exams, having friends or colleagues to revise with and push each other is incredibly important.
You can find WhatsApp groups for the specific exams on our IMG Community Facebook page and we highly recommend joining a study group if you have not already.
Any friends and family in the UK
Make the most of any contacts you already have. Make sure to get in touch with any friends or relations let them know your relocation plans. They may give you some trusted hints and tips for the area you are moving to, or just make sure you are looked after from the moment you touch down.
Either way, building friend and family circles around you is very important.
Facebook groups and the IMG Community
There are many Facebook groups out there geared towards helping doctors like yourself trying to work as a doctor in the UK.
With that in mind, IMG Connect runs a vetted Facebook community that covers all the topics that you might need help or support on. This includes exam support, registration guidance, first-hand advice and knowledge on hospitals and their departments, relocation support, schooling etc. This list goes on and on!
Whatever question or help you might need, you can ask us in private or publicly to the community page, you will usually have a response in minutes.
By joining the IMG Community Facebook group you will be immediately in touch with thousands of people in very similar scenarios to yourself.
Colleagues and peers in your department
The relationships you hold with the people at work are hugely important; you will spend roughly 60-70% of your day working with them after all!
Make sure to involve yourself with your department, the hospital as a whole and become part of the trust’s wider community.
Understanding with their values whilst engaging socially with your colleagues will go a long way to ensuring you are happy and content in your day-to-day job and make you a much better NHS doctor.
GMC workshops and events
As the GMC knows, adapting to a new healthcare system is hard for any doctor, regardless of experience.
The GMC’s free Welcome to UK Practice workshop is designed to help doctors new to the NHS. By offering guidance on GMC and UK medical ethics, it aims to give you the confidence and assurance to make the right choices in difficult ethical scenarios.
These are of course great ways to connect with doctors in similar situations to your own, allowing you to make new friends & contacts with other doctors new to the NHS like yourself.
Royal College courses, workshops and events
As with the GMC, Royal Colleges in the UK run a wide variety of professional and cultural events that are often free to attend.
Take them up on opportunities to further your learning or meet interesting and influential people in your specialty! Whether it’s an art exhibition hosted by your Royal College or an amazing talk by a field specialist, being a member and part of Royal College community is a valuable thing.
The local community you move to
Anyone and everyone can get involved in your community. It doesn’t matter who you are, how old you are, what you believe in; there will always be something there for you. What you get in return is both priceless and invaluable whatever stage of life you are at: Meeting new people – building new friendships, improving your English, experiencing different cultures, improving relations between different communities in your area, building confidence, self-esteem and giving structure to life in the UK.
Get involved in your local school, charities and parks, or look online for groups, activities and events.
And if you do it right… helping people whilst having fun!
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Life is not all about work!
It has been great to hear first-hand from overseas doctors who recently relocated to the UK the main reasons they have enjoyed their move and quickly settled into life in the UK.
The UK is bursting with events and festivals from top to bottom, and these can make some of the best shared experiences for you and your family to create memorable moments. We enjoy them so much that we have put together some of the best British cultural events that you simply have to experience!
1. The Royal Edinburgh Military Tattoo
Taking place from the 2 – 24th August, this annual series of nightly performances brings the Edinburgh Skyline to life! Armed forces from the UK, across the Commonwealth and internationally, come to Edinburgh to perform. Music, dance, drama, and a mass of Pipers play against the backdrop of the castle.
2. Glastonbury Festival
A five-day festival of performances, arts and crafts, Glastonbury is a community that pops up every year to enthral and bring people together. A huge line up of performers entertain over 170,000 people at the largest greenfield festival in the world! Just don’t forget your wellies (waterproof boots).
3. Chelsea Flower Show
An annual garden extravaganza, bursting with creation and colour, this is not to be missed! This is regarded as the most important flower show in the world, and on your first visit you will see why! With displays of colour and cutting-edge garden design be prepared to be dazzled, just don’t expect to see any gnomes.
4. The Edinburgh Fringe
Discover the world of arts in one city, an inspiring collection of the best performances and entertainment from not just the UK, but the whole world. Visitors come from all four corners of the globe to attend this annual event of arts, crafts, music, comedy, literature, theatre, dance, street performance and much, much more! You can even set up your own event if you feel brave enough!
5. Notting Hill Carnival
This is the biggest street party in the whole of Europe. Taking place in London over three days and created by members of the British West Indian Community, this inaugural event attracts over a million people! It is a hugely significant event in British culture, celebrating diversity, music and carnival! Be ready to dance!
6. Hay on Wye Festival
If literature is your thing, and let’s face it, it should be, then try this celebration of all things written in the village of books! Taking place in the beautiful Brecon Beacons, this ten-day festival invites writers, poets, broadcasters, radio shows and podcasters to share their work.
7. Liverpool Biennial
A huge festival of contemporary visual art, and the best that the UK has to offer. Every two years the city opens its doors to a huge range of artists and their work. Projects span the city for the public to see, take a walk to odd locations, see public spaces transformed, unused buildings become a work of art, and Liverpool galleries burst with new exhibitions.
8. Great Exhibition of the North
A true showcase for the North of England, artists, designers and businesses all combine forces to show off all that the North has to offer. Based in Newcastle, enjoy a free celebration throughout the whole summer of the Northern spirit and soul of the UK. Expect plenty of unforgettable experiences.
9. Guy Fawkes Night
A festival enjoyed the length and breadth of the country, Guy Fawkes Night is open to all. Also known as Bonfires Night and Fireworks Night, it is easy to understand what to expect… local events take place in every village, town and city, so it won’t take you long to work out where to go and join the fun!
So, there we have it, 9 of the most unmissable events in British culture! Let us know if you have any favourites or anything new to add to the list, we would be delighted to hear from you!
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Hinduism is the fourth largest religion in the UK, with the Hindu community reaching some just under 1 million people.
Britain is home to one of the most diverse Hindu communities in the world. With such rich diversity, Temples and prayer rooms can be found in every corner of the country.
Hindu communities can be found across the UK, and are represented in all areas of British economic, cultural, political and working life. The NHS has a tradition of encouraging faith or religion to be expressed, with prayer rooms and chaplains provided in every trust across the UK.
The Council of Hindu Temples website provides a directory of all UK Temples.
The website is intended primarily for people looking for a Temple when in an unfamiliar area. But you can use it to find your closest Temple.
You can also find excellent information on the British Hindu community from the following:
The Hindu Forum of Britain
The Hindu Council UK
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Don’t hesitate to get in touch using the buttons above (and below) to discuss doctor job options in the NHS, including discussions regarding CESR, a typical doctor salary in the UK and the most suitable NHS jobs & hospital locations for you.
One of the biggest considerations for IMGs relocating to the UK with families is finding the right school for their children. The education system in the UK can be confusing in places, so it’s important to fully understand all the options available within the UK to be able to make a well-informed decision.
And with factors such as citizenship playing a part in areas such as cost, a good idea of the UK system is crucial for all families relocating with children.
In this blog we’ll be covering the following topics:
An overview of the education system in the UK
Educational Institutes
Primary Education
Secondary Education
Further Education
Higher Education
Citizenship and UK Education
Skip ahead to the relevant section if you know what you’re looking for.
AN OVERVIEW OF THE EDUCATION SYSTEM IN THE UK
The education system in the UK is divided into four main parts, primary education, secondary education, further education and higher education. Children in the UK legally must attend primary and secondary education which runs from about 5-years-old until around 16-years-old.
Early years’ education applies to children aged around 3-years-old to 4- or 5-years old. This stage sets standards for the learning, development and care of a child until the age of 5.
The basic school curriculum includes the ‘national curriculum’, as well as religious education and sex education. And sets out a blueprint of subjects and standards used by primary and secondary schools that allows children to learn the same things. It covers both the subjects that are taught, and the standards children are expected to reach in each subject.
The UK system is also split into "key stages" where a child’s performance is formally assessed by their teacher at the end of each stage. These break down as follows:
Key Stage 1: age 4 - 7
Key Stage 2: age 7 - 11
Key Stage 3: age 11 - 14
Key Stage 4: age 14 - 16
In England, the compulsory education age has been extended to 18. This means that students must stay in full-time education, begin an apprenticeship or traineeship, or start a part-time education/training course, with 20 hours a week working or volunteering at age 16.
This article discusses the time spent at school, starting and leaving years etc. This will help to give you a general idea when comparing to other countries around the world.
Cost of Education in the UK
Education in the UK is free for all children, and all children are entitled to and guaranteed a space at school. The UK is renowned for having a strong academic set-up and we find a lot of IMGs plan to move to the UK for the educational benefit of their children.
Ofsted
The regulator that scores and assesses schools in the UK is Ofsted. Ofsted's role is to make sure that educational institutions, training and care services in England operate to a high standard for children and students. Every week, we carry out hundreds of inspections and regulatory visits throughout England and publish the results online.
Ofsted gradings for all schools in England are published on this webpage and can be filtered by region and found here.
School Terms and Holidays
A typical school year starts begins in September and ends in June/July. It consists of three terms: Autumn Term (September to December), Spring Term (January to April) and Summer Term (April to July).
As well as having a week-long break in the middle of each term (half-term), students also have longer holidays between terms: Christmas holidays (2-3 weeks), Easter holidays (2-3 weeks) and summer holidays (around 6 - 8 weeks).
EDUCATIONAL INSTITUTES
There are two main types of school in the UK - ones that are paid for by the government or local authorities and ones which aren't.
The ones which aren't, need to get the money to pay for themselves from somewhere else, like school fees. The main differences between these two types are that state schools are free for students, whilst private schools often charge fees.
Most state schools (aside from academies) will also follow the national curriculum, whilst private schools (while still rigorously assessed by OFSTED) are able to determine their own curriculum, admittance processes, term dates etc.
There are several types of state schools in the UK which provide free education to pupils in the UK, funded whether by the government or by local authorities, these include:
Maintained schools
Academies
Selective grammar schools
Religion focused faith schools
State boarding schools
Private schools in the UK include:
Independent schools
Boarding schools
As well as these, there are also tutorial colleges which start at age 15 and have a more flexible programme range, focusing on fast access to UK university.
Further education colleges such as sixth forms and colleges provide education for those over the age of 16, and of course universities are higher education institutions where students over the age of 18 study towards undergraduate or postgraduate degrees.
PRIMARY EDUCATION
Primary school education begins in the UK at age around 4 or 5 and continues until age 11, comprising key stages one and two.
The year groups at primary school level are as follows:
Some primary schools are split up into Infant and Junior levels, which are usually separate schools on the same site. The infant age range (Key Stage 1) is from age 4 to 7, and the Junior age range (Key Stage 2) is from age 7 to 11.
SATs
SATs are national statutory assessments that children in England take twice during their primary school years. The assessments are made up of a combination of testing and teacher assessment judgements and are used to assess the attainment of pupils against the national curriculum, firstly, at the end of Key Stage 1 (KS1) in Year 2, and then again at the end of Key Stage 2 (KS2) in Year 6.
KS1 SATs currently assess children in maths (arithmetic) and English (reading, spelling, punctuation and grammar). KS2 SATs are more formal than in KS1 and children are assessed in English reading comprehension, grammar, punctuation, spelling, science, mathematical reasoning, and arithmetic.
SECONDARY EDUCATION
Secondary school education begins at age 11 and continues until around age 16, comprising key stages three and four.
Key Stage 3
Years 7 and 8 are the first two years of secondary school education in the UK. Under the UK system, all students study English, Maths, Sciences, a Humanity and a Modern Language. Besides these subjects, each school has a list with optional subjects (Art, Music, Drama, Latin, Sport Science, Design Technology, Computer Science).
Year 9 is a very important year in the British school system, as most of the students make the transition from Junior School to Senior School. It is also a very good foundation for the GCSE programme, and it is an entry point to all schools.
Students study English, Maths, Sciences, Humanity and Languages. In addition, students choose a few subjects that interest them from the optional subject list offered by each school.
Key Stage 4 – GCSE programme
In the last two years of secondary education, year 10 and year 11, students prepare for GCSE exams that are taken after two years (General Certificate of Secondary Education).
In the UK school system, during the GCSE programme, students study between 9 and 12 subjects, in which they are examined at the end of the 2-3 year period. English, maths, 2/3 sciences, one humanity and a modern foreign language are compulsory, leaving 3 to 6 subjects free to be chosen by each student according to their abilities and preferences.
The chosen subjects and the GCSE results are very important for their Further Studies (A-Level or IB) and for university admission.
Some schools offer a 1-year GCSE programme in Year 11 for international students seeking a school education in the UK. These intensive courses are available for students aged 15 plus, with the appropriate academic level from their own country. Fewer subjects are studied (maximum 6).
FURTHER EDUCATION
Years 12 and 13
A-level Study
In the UK school system, once a student reaches the age of 16, they can start a 2-year programme which leads to A- (Advanced) level examinations. Students choose 3 or 4 subjects which may continue on from GCSE study or may be new choices.
A-levels are state examinations and are recognised by all UK universities and by institutions worldwide, therefore students usually choose A-level subjects are usually chosen that are relevant to the degree subject they wish to follow at university.
International Baccalaureate (IB)
Some independent schools may offer the International Baccalaureate (IB) Diploma Programme.
During the IB, students study 6 subjects, 3 at higher level (HL) and 3 at standard level (SL). Each school offers different subjects at different study levels (HL/SL). The IB programme also includes a compulsory core programme consisting of Theory of Knowledge (TOK), Extended Essay (EE) and Creativity, Activity, Service (CAS).
Vocational Courses
Further Education colleges also offer foundation and diploma courses, and all colleges can prepare students for entry to a UK university or any university in the world.
An alternative to A-levels or the IB are BTEC courses, which are designed for students who would like to develop practical knowledge and skills in a specific subject (Business, Psychology, Engineering, Sport, Art & Design) or perhaps find traditional exams challenging.
BTEC students are assessed during the course (usually after each unit) through practical or skills-based assignments, tasks or tests, rather than at the end of the programme.
HIGHER EDUCATION
Foundation Courses
Foundation degrees are courses for international students preparing for undergraduate study, or for UK students who are unsure about taking a full degree or want to study while working.
They usually take one to two years full-time to complete, or longer for part-time students, and students can normally continue for a further year to gain a full honours degree or have direct entry onto a full degree after completing a foundation course.
Undergraduate Study
In the UK, a bachelor's degree normally takes three years to complete, and most are awarded at honours level (360 credits or 180 ECTS). Examples of first degrees are: BA (Bachelor of Arts), BSc (Bachelor of Science), and BEng (Bachelor of Engineering).
The academic year is typically 9 months long, with study beginning in September/ October and finishing around June/ July.
Postgraduate Study
Postgraduate courses in the UK education system are very intensive. This means that the courses are usually much shorter than in other countries. A master's degree typically takes 12 months to complete, for example an MA - Master of Arts and an MEng - Master of Engineering.
An MBA (Master of Business Administration) is a high profile Masters course which can take 2 years. Applicants for MBA courses will usually be high achieving with at least 2 years managerial experience.
A PhD research degree in the UK can take between 2 and 7 years.
CITIZENSHIP AND HIGHER EDUCATION
University Tuition Fees
Tuition fees cover the entire cost of tuition plus any excess services you may get from the university, such as tutoring services, information technology, and library services that they may provide.
The cost of undergraduate tuition in the UK is usually around £9,250 for home students (British citizens). For non-UK students, this can be anywhere from £11,000 to £20,000, depending on the university.
Besides your nationality, the type and academic level of your course can also influence the cost of a course in the UK. As you would expect, tuition fees in the social sciences and humanities are lower compared to natural science courses where extracurricular lab sessions are involved.
Financial Aid in the UK
Financial aid is available for both UK and international students.
All UK students are eligible for a tuition fee loan to cover the full cost of the tuition provided by their higher education institution. This is paid directly to the institution.
Government financial aid for students’ living costs (maintenance), offered by Student Finance England (SFE) is means-tested and parental (or household) income is the key factor here. Another key factor is whether the student will be living at home, away from home outside of London, or away from home within London. You can find full details of the maintenance loans based on household income here. International students are not eligible for maintenance loans from SFE.
Student Loans
Student loans are the most common type of financial aid offered for students in UK. Under current law regulations in the UK, only UK, EU and EEA students are eligible to apply for these funds. International students, have to look for other types of student loans granted in their home country or at the UK university of their choice.
Student loans interest rates are incredibly favourable, regulated so they cannot increase too much and are only repayable once the loanee has begun working and started taking an income above a certain threshold. There is a lot of flexibility in how and when they can be repaid as they are government loans, rather than by corporate or profit driven banks. You can find more information about student loans on the government website here.
UK Higher Education for International Students
Whilst international students are a big part of UK universities, there are many more places allocated to UK students. Being a UK citizen will help your children’s chances of a successful application considerably.
Universities will charge British citizens lower tuition fees than they would for international students. This applies to both EU and non-EU international students. For families of international students, this can be a difference of tens of thousands of pounds spend on tuition and maintenance, when compared to a UK student.
Depending on when you move to the UK, your child may be eligible for university places and financial aid as a British student.
So, there you have it – this should give you a much clearer picture of how the education system works in the UK and where your child may fit into the system depending on their age.
Making the decision to relocate to the UK to work in the NHS involves so many important considerations, including for many, education for their children. With factors such as the cost of university education to consider, the timing of such a move is even more important.
Getting started
Don’t hesitate to get in touch with one of our specialists if you would like some advice or support in considering your options more fully.
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Moving to a new country means adapting to new ways of doing things.
Before relocating, one of the most important things to know is what the typical cultural and social norms are. As an overseas doctor from another country, you may naturally do things differently. So, this article introduces you to a few things that you need to know about British culture and social norms before you arrive.
The British are punctual, especially doctors!
Being late for work or meetings is considered to be rude. If you’re going to be late to an appointment, contact those involved as soon as you know you will be late. But don’t worry, amongst friends and social gatherings it isn’t considered a problem, British people are late all the time!
Never jump the queue.
In many countries jumping to the front of the queue is normal, but in the UK, people may not be very happy with you and will most likely let you know just how unhappy they are. Expect a ticking off, or a 'tut' to let you know. So, as annoying as queuing is, standing patiently in the queue is normal and expected.
Don’t get too close.
In the UK, it’s normal to keep arm’s length between yourself and the person you are speaking with. As a doctor of course this is standard practice across the world. But in social situations, any closer is assumed to be uncomfortable for those native to the UK. Of course, this does not mean that you can't be friendly!
Be polite - say “please”, “thank you”, and “sorry”.
You will probably get tired of saying these so often, but these are normal parts of everyday conversation and interactions. As an international doctor, you may not be used to this, but you will get used to it very quickly.
Shake hands, pat on the back or kiss on the cheek?
This one can get confusing. At work, a handshake is the only expected and accepted way of greeting colleagues. For obvious reasons. However, amongst friends, British people shake hands, have a brief hug and pat on the shoulder, or give a ‘peck on the cheek’ (kiss) when greeting a friend or family member. It isn’t that simple though, if you are not a close friend or family member, then the physical touch can sometimes be considered unusual or uncomfortable, shaking hands is best in this situation. So, when greeting people, you will have to judge for yourself the most appropriate way to go about it.
Give up your seat.
Like most corners of the world, the Brits show respect for older adults, pregnant women or disabled people. For example, if you are travelling, you are expected to give up your seat if someone who is pregnant, disabled or older, gets on board and there is no other seat. If an older adult or someone who is disabled seems to be struggling with something, you are also expected to approach them and offer your help.
Note, the same can be said for people who are visibly distressed, have fallen unwell, are lost or could benefit from some assistance.
These social norms will help you get along with your new friends and colleagues whilst you settle into your new life in the UK.
Get in touch
We are of course always here to help you to understand what to expect and once you have started in your new job, we can offer support on any situations that arise which may require some friendly advice. Get in touch here.